▼ 0.50% · 3.625%
HK$19,692
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,305
−HK$622/mo
Today · 4.125%
HK$20,927
baseline
▲ 0.50% · 4.625%
HK$22,200
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,854/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,907
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,495
−HK$596/mo
Today · 4.125%
HK$23,091
baseline
▲ 0.50% · 4.625%
HK$24,308
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,182/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,335
−HK$685/mo
Today · 4.125%
HK$23,020
baseline
▲ 0.50% · 4.625%
HK$24,420
+HK$1,400/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,040/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,098
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$656/mo
Today · 4.125%
HK$25,400
baseline
▲ 0.50% · 4.625%
HK$26,739
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,800/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,630
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$746/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,640
+HK$1,528/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,289
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,994
−HK$715/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,170
+HK$1,461/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,600
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,396
−HK$809/mo
Today · 4.125%
HK$27,205
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,410/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,243
−HK$775/mo
Today · 4.125%
HK$30,018
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,036/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,569
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,426
−HK$872/mo
Today · 4.125%
HK$29,298
baseline
▲ 0.50% · 4.625%
HK$31,080
+HK$1,782/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,596/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,670
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,493
−HK$834/mo
Today · 4.125%
HK$32,327
baseline
▲ 0.50% · 4.625%
HK$34,031
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,654/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,538
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,457
−HK$933/mo
Today · 4.125%
HK$31,390
baseline
▲ 0.50% · 4.625%
HK$33,300
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,780/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,861
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,742
−HK$894/mo
Today · 4.125%
HK$34,636
baseline
▲ 0.50% · 4.625%
HK$36,462
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,272/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,507
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,487
−HK$996/mo
Today · 4.125%
HK$33,483
baseline
▲ 0.50% · 4.625%
HK$35,520
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,966/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,052
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$953/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$38,893
+HK$1,948/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,476
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,518
−HK$1,058/mo
Today · 4.125%
HK$35,576
baseline
▲ 0.50% · 4.625%
HK$37,740
+HK$2,164/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,152/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,242
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,241
−HK$1,013/mo
Today · 4.125%
HK$39,254
baseline
▲ 0.50% · 4.625%
HK$41,323
+HK$2,069/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,508/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,446
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,548
−HK$1,120/mo
Today · 4.125%
HK$37,668
baseline
▲ 0.50% · 4.625%
HK$39,960
+HK$2,292/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$75,336/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,433
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,491
−HK$1,072/mo
Today · 4.125%
HK$41,563
baseline
▲ 0.50% · 4.625%
HK$43,754
+HK$2,191/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$83,126/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).