▼ 0.50% · 3.625%
HK$17,812
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,366
−HK$563/mo
Today · 4.125%
HK$18,929
baseline
▲ 0.50% · 4.625%
HK$20,080
+HK$1,151/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,858/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,815
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,347
−HK$539/mo
Today · 4.125%
HK$20,886
baseline
▲ 0.50% · 4.625%
HK$21,987
+HK$1,101/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,772/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,593
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,202
−HK$619/mo
Today · 4.125%
HK$20,821
baseline
▲ 0.50% · 4.625%
HK$22,088
+HK$1,267/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,642/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,797
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,381
−HK$593/mo
Today · 4.125%
HK$22,974
baseline
▲ 0.50% · 4.625%
HK$24,185
+HK$1,211/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,948/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,374
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$675/mo
Today · 4.125%
HK$22,714
baseline
▲ 0.50% · 4.625%
HK$24,096
+HK$1,382/mo
Deposit HK$3.12M · loan HK$4.69M · min. income ≈ HK$45,428/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,778
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,416
−HK$647/mo
Today · 4.125%
HK$25,063
baseline
▲ 0.50% · 4.625%
HK$26,384
+HK$1,321/mo
Deposit HK$3.12M · loan HK$4.69M · min. income ≈ HK$50,126/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,155
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,875
−HK$732/mo
Today · 4.125%
HK$24,607
baseline
▲ 0.50% · 4.625%
HK$26,104
+HK$1,497/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$49,214/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,760
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,451
−HK$700/mo
Today · 4.125%
HK$27,151
baseline
▲ 0.50% · 4.625%
HK$28,583
+HK$1,432/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$54,302/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,936
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$788/mo
Today · 4.125%
HK$26,500
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,000/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,741
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,485
−HK$755/mo
Today · 4.125%
HK$29,240
baseline
▲ 0.50% · 4.625%
HK$30,781
+HK$1,541/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,480/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,717
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,548
−HK$845/mo
Today · 4.125%
HK$28,393
baseline
▲ 0.50% · 4.625%
HK$30,120
+HK$1,727/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,786/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,520
−HK$809/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$32,980
+HK$1,651/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,499
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,385
−HK$901/mo
Today · 4.125%
HK$30,286
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,842/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,572/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,704
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,555
−HK$862/mo
Today · 4.125%
HK$33,417
baseline
▲ 0.50% · 4.625%
HK$35,179
+HK$1,762/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,834/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,280
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$956/mo
Today · 4.125%
HK$32,178
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,958/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,356/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,686
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,589
−HK$917/mo
Today · 4.125%
HK$35,506
baseline
▲ 0.50% · 4.625%
HK$37,377
+HK$1,871/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,012/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,061
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$1,013/mo
Today · 4.125%
HK$34,071
baseline
▲ 0.50% · 4.625%
HK$36,144
+HK$2,073/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,142/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,667
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,624
−HK$970/mo
Today · 4.125%
HK$37,594
baseline
▲ 0.50% · 4.625%
HK$39,576
+HK$1,982/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,188/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,337 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).