▼ 0.50% · 3.625%
HK$18,092
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,655
−HK$571/mo
Today · 4.125%
HK$19,226
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,170/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,452/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,667
−HK$548/mo
Today · 4.125%
HK$21,215
baseline
▲ 0.50% · 4.625%
HK$22,333
+HK$1,118/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,430/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,901
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,520
−HK$629/mo
Today · 4.125%
HK$21,149
baseline
▲ 0.50% · 4.625%
HK$22,436
+HK$1,287/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,298/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,140
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,734
−HK$602/mo
Today · 4.125%
HK$23,336
baseline
▲ 0.50% · 4.625%
HK$24,566
+HK$1,230/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,672/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,386
−HK$686/mo
Today · 4.125%
HK$23,072
baseline
▲ 0.50% · 4.625%
HK$24,476
+HK$1,404/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,144/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,153
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,800
−HK$657/mo
Today · 4.125%
HK$25,457
baseline
▲ 0.50% · 4.625%
HK$26,799
+HK$1,342/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,914/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,520
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,251
−HK$743/mo
Today · 4.125%
HK$24,994
baseline
▲ 0.50% · 4.625%
HK$26,515
+HK$1,521/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$49,988/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,165
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,867
−HK$712/mo
Today · 4.125%
HK$27,579
baseline
▲ 0.50% · 4.625%
HK$29,033
+HK$1,454/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,158/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,329
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$800/mo
Today · 4.125%
HK$26,917
baseline
▲ 0.50% · 4.625%
HK$28,555
+HK$1,638/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,834/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,178
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,934
−HK$766/mo
Today · 4.125%
HK$29,700
baseline
▲ 0.50% · 4.625%
HK$31,266
+HK$1,566/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,400/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,138
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,982
−HK$858/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,755/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,191
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,000
−HK$822/mo
Today · 4.125%
HK$31,822
baseline
▲ 0.50% · 4.625%
HK$33,499
+HK$1,677/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$63,644/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,947
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,848
−HK$914/mo
Today · 4.125%
HK$30,762
baseline
▲ 0.50% · 4.625%
HK$32,634
+HK$1,872/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$61,524/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,203
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,067
−HK$876/mo
Today · 4.125%
HK$33,943
baseline
▲ 0.50% · 4.625%
HK$35,732
+HK$1,789/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$67,886/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,756
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,713
−HK$972/mo
Today · 4.125%
HK$32,685
baseline
▲ 0.50% · 4.625%
HK$34,674
+HK$1,989/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,370/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,216
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,134
−HK$931/mo
Today · 4.125%
HK$36,065
baseline
▲ 0.50% · 4.625%
HK$37,966
+HK$1,901/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,130/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,566
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,579
−HK$1,029/mo
Today · 4.125%
HK$34,608
baseline
▲ 0.50% · 4.625%
HK$36,713
+HK$2,105/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,216/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,229
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,200
−HK$986/mo
Today · 4.125%
HK$38,186
baseline
▲ 0.50% · 4.625%
HK$40,199
+HK$2,013/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,372/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,026 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).