▼ 0.50% · 3.625%
HK$18,044
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,606
−HK$570/mo
Today · 4.125%
HK$19,176
baseline
▲ 0.50% · 4.625%
HK$20,343
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,352/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,074
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,612
−HK$547/mo
Today · 4.125%
HK$21,159
baseline
▲ 0.50% · 4.625%
HK$22,274
+HK$1,115/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,318/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,849
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,466
−HK$627/mo
Today · 4.125%
HK$21,093
baseline
▲ 0.50% · 4.625%
HK$22,377
+HK$1,284/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,186/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,081
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,674
−HK$600/mo
Today · 4.125%
HK$23,274
baseline
▲ 0.50% · 4.625%
HK$24,501
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,548/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,653
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$684/mo
Today · 4.125%
HK$23,011
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,400/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,022/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$655/mo
Today · 4.125%
HK$25,390
baseline
▲ 0.50% · 4.625%
HK$26,729
+HK$1,339/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,780/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,187
−HK$742/mo
Today · 4.125%
HK$24,929
baseline
▲ 0.50% · 4.625%
HK$26,445
+HK$1,516/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,858/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,096
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,796
−HK$710/mo
Today · 4.125%
HK$27,506
baseline
▲ 0.50% · 4.625%
HK$28,956
+HK$1,450/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$55,012/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,262
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$798/mo
Today · 4.125%
HK$26,846
baseline
▲ 0.50% · 4.625%
HK$28,480
+HK$1,634/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,692/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,104
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,857
−HK$765/mo
Today · 4.125%
HK$29,622
baseline
▲ 0.50% · 4.625%
HK$31,183
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,244/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,066
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,908
−HK$856/mo
Today · 4.125%
HK$28,764
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,750/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,528/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,111
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,919
−HK$819/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,411
+HK$1,673/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,871
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$912/mo
Today · 4.125%
HK$30,681
baseline
▲ 0.50% · 4.625%
HK$32,548
+HK$1,867/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,362/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,119
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,980
−HK$874/mo
Today · 4.125%
HK$33,854
baseline
▲ 0.50% · 4.625%
HK$35,638
+HK$1,784/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,708/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,629
−HK$970/mo
Today · 4.125%
HK$32,599
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,983/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,198/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,126
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,041
−HK$929/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$37,866
+HK$1,896/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,480
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,490
−HK$1,026/mo
Today · 4.125%
HK$34,516
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$2,101/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,032/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,133
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$984/mo
Today · 4.125%
HK$38,086
baseline
▲ 0.50% · 4.625%
HK$40,093
+HK$2,007/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,172/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).