▼ 0.50% · 3.625%
HK$18,298
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,867
−HK$578/mo
Today · 4.125%
HK$19,445
baseline
▲ 0.50% · 4.625%
HK$20,628
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,890/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,356
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,902
−HK$554/mo
Today · 4.125%
HK$21,456
baseline
▲ 0.50% · 4.625%
HK$22,587
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,912/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,128
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,754
−HK$636/mo
Today · 4.125%
HK$21,390
baseline
▲ 0.50% · 4.625%
HK$22,691
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,780/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,392
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,992
−HK$610/mo
Today · 4.125%
HK$23,602
baseline
▲ 0.50% · 4.625%
HK$24,846
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,204/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,957
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$694/mo
Today · 4.125%
HK$23,334
baseline
▲ 0.50% · 4.625%
HK$24,754
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,668/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,427
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$664/mo
Today · 4.125%
HK$25,747
baseline
▲ 0.50% · 4.625%
HK$27,104
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,494/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,787
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,527
−HK$752/mo
Today · 4.125%
HK$25,279
baseline
▲ 0.50% · 4.625%
HK$26,817
+HK$1,538/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,558/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,463
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,173
−HK$720/mo
Today · 4.125%
HK$27,893
baseline
▲ 0.50% · 4.625%
HK$29,363
+HK$1,470/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,786/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,617
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$809/mo
Today · 4.125%
HK$27,223
baseline
▲ 0.50% · 4.625%
HK$28,880
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,446/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,499
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,263
−HK$775/mo
Today · 4.125%
HK$30,038
baseline
▲ 0.50% · 4.625%
HK$31,622
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,076/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,301
−HK$867/mo
Today · 4.125%
HK$29,168
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,775/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,336/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,534
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,353
−HK$831/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$33,880
+HK$1,696/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,277
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,187
−HK$925/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$33,006
+HK$1,894/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,570
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,443
−HK$886/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,139
+HK$1,810/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,106
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$983/mo
Today · 4.125%
HK$33,057
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$2,011/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,114/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,605
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,534
−HK$941/mo
Today · 4.125%
HK$36,475
baseline
▲ 0.50% · 4.625%
HK$38,398
+HK$1,923/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,950/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,936
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,961
−HK$1,040/mo
Today · 4.125%
HK$35,001
baseline
▲ 0.50% · 4.625%
HK$37,131
+HK$2,130/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$70,002/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,641
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,624
−HK$997/mo
Today · 4.125%
HK$38,621
baseline
▲ 0.50% · 4.625%
HK$40,656
+HK$2,035/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,242/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,734 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).