▼ 0.50% · 3.625%
HK$19,838
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,455
−HK$627/mo
Today · 4.125%
HK$21,082
baseline
▲ 0.50% · 4.625%
HK$22,364
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,164/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,069
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,661
−HK$600/mo
Today · 4.125%
HK$23,261
baseline
▲ 0.50% · 4.625%
HK$24,488
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,522/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,821
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,500
−HK$690/mo
Today · 4.125%
HK$23,190
baseline
▲ 0.50% · 4.625%
HK$24,601
+HK$1,411/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,380/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,276
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,927
−HK$661/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$26,936
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,805
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,546
−HK$752/mo
Today · 4.125%
HK$25,298
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,596/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,483
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$721/mo
Today · 4.125%
HK$27,914
baseline
▲ 0.50% · 4.625%
HK$29,385
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,828/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,789
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,591
−HK$815/mo
Today · 4.125%
HK$27,406
baseline
▲ 0.50% · 4.625%
HK$29,074
+HK$1,668/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,812/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,459
−HK$781/mo
Today · 4.125%
HK$30,240
baseline
▲ 0.50% · 4.625%
HK$31,834
+HK$1,594/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,480/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,773
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,636
−HK$878/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,310
+HK$1,796/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,897
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,725
−HK$841/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,283
+HK$1,717/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,756
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$940/mo
Today · 4.125%
HK$31,622
baseline
▲ 0.50% · 4.625%
HK$33,546
+HK$1,924/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,104
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,991
−HK$901/mo
Today · 4.125%
HK$34,892
baseline
▲ 0.50% · 4.625%
HK$36,731
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,784/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,740
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,727
−HK$1,003/mo
Today · 4.125%
HK$33,730
baseline
▲ 0.50% · 4.625%
HK$35,783
+HK$2,053/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,460/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,311
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,258
−HK$960/mo
Today · 4.125%
HK$37,218
baseline
▲ 0.50% · 4.625%
HK$39,180
+HK$1,962/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,436/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,724
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,773
−HK$1,066/mo
Today · 4.125%
HK$35,839
baseline
▲ 0.50% · 4.625%
HK$38,019
+HK$2,180/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,678/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,517
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,524
−HK$1,020/mo
Today · 4.125%
HK$39,544
baseline
▲ 0.50% · 4.625%
HK$41,629
+HK$2,085/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,088/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,708
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,818
−HK$1,129/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$40,256
+HK$2,309/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,724
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,790
−HK$1,081/mo
Today · 4.125%
HK$41,871
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,207/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,742/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).