▼ 0.50% · 3.625%
HK$17,749
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,301
−HK$561/mo
Today · 4.125%
HK$18,862
baseline
▲ 0.50% · 4.625%
HK$20,010
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,724/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,746
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,276
−HK$537/mo
Today · 4.125%
HK$20,813
baseline
▲ 0.50% · 4.625%
HK$21,910
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,626/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,524
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,132
−HK$617/mo
Today · 4.125%
HK$20,749
baseline
▲ 0.50% · 4.625%
HK$22,011
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,498/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,721
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,303
−HK$591/mo
Today · 4.125%
HK$22,894
baseline
▲ 0.50% · 4.625%
HK$24,101
+HK$1,207/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,788/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,299
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,962
−HK$673/mo
Today · 4.125%
HK$22,635
baseline
▲ 0.50% · 4.625%
HK$24,012
+HK$1,377/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,270/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,695
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,331
−HK$644/mo
Today · 4.125%
HK$24,975
baseline
▲ 0.50% · 4.625%
HK$26,292
+HK$1,317/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,950/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,074
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,792
−HK$729/mo
Today · 4.125%
HK$24,521
baseline
▲ 0.50% · 4.625%
HK$26,013
+HK$1,492/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,042/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,670
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,358
−HK$699/mo
Today · 4.125%
HK$27,057
baseline
▲ 0.50% · 4.625%
HK$28,483
+HK$1,426/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,114/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,849
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,622
−HK$785/mo
Today · 4.125%
HK$26,407
baseline
▲ 0.50% · 4.625%
HK$28,014
+HK$1,607/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,814/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,644
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,386
−HK$752/mo
Today · 4.125%
HK$29,138
baseline
▲ 0.50% · 4.625%
HK$30,674
+HK$1,536/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,276/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,452
−HK$842/mo
Today · 4.125%
HK$28,294
baseline
▲ 0.50% · 4.625%
HK$30,015
+HK$1,721/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,588/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,619
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,413
−HK$806/mo
Today · 4.125%
HK$31,219
baseline
▲ 0.50% · 4.625%
HK$32,865
+HK$1,646/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,438/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,399
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,282
−HK$898/mo
Today · 4.125%
HK$30,180
baseline
▲ 0.50% · 4.625%
HK$32,016
+HK$1,836/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,360/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$859/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,056
+HK$1,756/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,174
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,112
−HK$954/mo
Today · 4.125%
HK$32,066
baseline
▲ 0.50% · 4.625%
HK$34,017
+HK$1,951/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,132/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,568
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,468
−HK$914/mo
Today · 4.125%
HK$35,382
baseline
▲ 0.50% · 4.625%
HK$37,247
+HK$1,865/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,764/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,949
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,943
−HK$1,009/mo
Today · 4.125%
HK$33,952
baseline
▲ 0.50% · 4.625%
HK$36,018
+HK$2,066/mo
Deposit HK$778K · loan HK$7.01M · min. income ≈ HK$67,904/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,543
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,496
−HK$967/mo
Today · 4.125%
HK$37,463
baseline
▲ 0.50% · 4.625%
HK$39,438
+HK$1,975/mo
Deposit HK$778K · loan HK$7.01M · min. income ≈ HK$74,926/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,518 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).