▼ 0.50% · 3.625%
HK$22,773
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$719/mo
Today · 4.125%
HK$24,201
baseline
▲ 0.50% · 4.625%
HK$25,674
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,402/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,335
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$690/mo
Today · 4.125%
HK$26,704
baseline
▲ 0.50% · 4.625%
HK$28,111
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,408/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,830
−HK$791/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,241
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,868
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,616
−HK$758/mo
Today · 4.125%
HK$29,374
baseline
▲ 0.50% · 4.625%
HK$30,922
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,748/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,328
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,178
−HK$864/mo
Today · 4.125%
HK$29,042
baseline
▲ 0.50% · 4.625%
HK$30,809
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,084/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,402
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,217
−HK$827/mo
Today · 4.125%
HK$32,044
baseline
▲ 0.50% · 4.625%
HK$33,734
+HK$1,690/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,088/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,605
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,526
−HK$936/mo
Today · 4.125%
HK$31,462
baseline
▲ 0.50% · 4.625%
HK$33,376
+HK$1,914/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,924/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,935
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,819
−HK$896/mo
Today · 4.125%
HK$34,715
baseline
▲ 0.50% · 4.625%
HK$36,545
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,430/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,882
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$1,008/mo
Today · 4.125%
HK$33,882
baseline
▲ 0.50% · 4.625%
HK$35,943
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,764/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,469
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,420
−HK$965/mo
Today · 4.125%
HK$37,385
baseline
▲ 0.50% · 4.625%
HK$39,356
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,770/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,222
−HK$1,080/mo
Today · 4.125%
HK$36,302
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,604/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,002
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,022
−HK$1,034/mo
Today · 4.125%
HK$40,056
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,111/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,112/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,437
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,571
−HK$1,151/mo
Today · 4.125%
HK$38,722
baseline
▲ 0.50% · 4.625%
HK$41,078
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,444/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,536
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,623
−HK$1,103/mo
Today · 4.125%
HK$42,726
baseline
▲ 0.50% · 4.625%
HK$44,978
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,452/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,714
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,919
−HK$1,223/mo
Today · 4.125%
HK$41,142
baseline
▲ 0.50% · 4.625%
HK$43,646
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,284/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,069
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,225
−HK$1,171/mo
Today · 4.125%
HK$45,396
baseline
▲ 0.50% · 4.625%
HK$47,789
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,792/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,992
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,267
−HK$1,295/mo
Today · 4.125%
HK$43,562
baseline
▲ 0.50% · 4.625%
HK$46,213
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,124/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,603
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,826
−HK$1,241/mo
Today · 4.125%
HK$48,067
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,533/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,134/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).