▼ 0.50% · 3.625%
HK$22,667
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,372
−HK$716/mo
Today · 4.125%
HK$24,088
baseline
▲ 0.50% · 4.625%
HK$25,554
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,176/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,217
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,893
−HK$686/mo
Today · 4.125%
HK$26,579
baseline
▲ 0.50% · 4.625%
HK$27,980
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,158/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$788/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$28,109
+HK$1,612/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,738
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,482
−HK$755/mo
Today · 4.125%
HK$29,237
baseline
▲ 0.50% · 4.625%
HK$30,778
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,474/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,200
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,046
−HK$860/mo
Today · 4.125%
HK$28,906
baseline
▲ 0.50% · 4.625%
HK$30,665
+HK$1,759/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,812/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,260
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,072
−HK$823/mo
Today · 4.125%
HK$31,895
baseline
▲ 0.50% · 4.625%
HK$33,576
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,790/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,467
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,384
−HK$931/mo
Today · 4.125%
HK$31,315
baseline
▲ 0.50% · 4.625%
HK$33,220
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,630/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,782
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,661
−HK$892/mo
Today · 4.125%
HK$34,553
baseline
▲ 0.50% · 4.625%
HK$36,374
+HK$1,821/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,106/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,721
−HK$1,003/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,776
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,303
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,250
−HK$961/mo
Today · 4.125%
HK$37,211
baseline
▲ 0.50% · 4.625%
HK$39,172
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,422/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,000
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,058
−HK$1,074/mo
Today · 4.125%
HK$36,132
baseline
▲ 0.50% · 4.625%
HK$38,331
+HK$2,199/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,264/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,825
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,839
−HK$1,030/mo
Today · 4.125%
HK$39,869
baseline
▲ 0.50% · 4.625%
HK$41,970
+HK$2,101/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,738/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,267
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,395
−HK$1,146/mo
Today · 4.125%
HK$38,541
baseline
▲ 0.50% · 4.625%
HK$40,886
+HK$2,345/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,082/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,347
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,429
−HK$1,097/mo
Today · 4.125%
HK$42,526
baseline
▲ 0.50% · 4.625%
HK$44,768
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,052/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,534
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,732
−HK$1,218/mo
Today · 4.125%
HK$40,950
baseline
▲ 0.50% · 4.625%
HK$43,442
+HK$2,492/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,900/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,868
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,018
−HK$1,166/mo
Today · 4.125%
HK$45,184
baseline
▲ 0.50% · 4.625%
HK$47,566
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,368/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,800
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,070
−HK$1,289/mo
Today · 4.125%
HK$43,359
baseline
▲ 0.50% · 4.625%
HK$45,997
+HK$2,638/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,718/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,390
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,607
−HK$1,235/mo
Today · 4.125%
HK$47,842
baseline
▲ 0.50% · 4.625%
HK$50,364
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,684/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,050 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).