▼ 0.50% · 3.625%
HK$17,421
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,963
−HK$550/mo
Today · 4.125%
HK$18,513
baseline
▲ 0.50% · 4.625%
HK$19,640
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,026/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,381
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,901
−HK$527/mo
Today · 4.125%
HK$20,428
baseline
▲ 0.50% · 4.625%
HK$21,505
+HK$1,077/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,856/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,163
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,759
−HK$606/mo
Today · 4.125%
HK$20,365
baseline
▲ 0.50% · 4.625%
HK$21,604
+HK$1,239/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,730/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,319
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,891
−HK$580/mo
Today · 4.125%
HK$22,471
baseline
▲ 0.50% · 4.625%
HK$23,655
+HK$1,184/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,942/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,905
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,556
−HK$660/mo
Today · 4.125%
HK$22,216
baseline
▲ 0.50% · 4.625%
HK$23,568
+HK$1,352/mo
Deposit HK$3.06M · loan HK$4.58M · min. income ≈ HK$44,432/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,257
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$632/mo
Today · 4.125%
HK$24,513
baseline
▲ 0.50% · 4.625%
HK$25,806
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.58M · min. income ≈ HK$49,026/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,647
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,352
−HK$716/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,532
+HK$1,464/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,195
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,871
−HK$685/mo
Today · 4.125%
HK$26,556
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,400/mo
Deposit HK$2.67M · loan HK$4.97M · min. income ≈ HK$53,112/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,389
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,148
−HK$771/mo
Today · 4.125%
HK$25,919
baseline
▲ 0.50% · 4.625%
HK$27,496
+HK$1,577/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,838/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,133
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$738/mo
Today · 4.125%
HK$28,599
baseline
▲ 0.50% · 4.625%
HK$30,106
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,198/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,132
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,944
−HK$826/mo
Today · 4.125%
HK$27,770
baseline
▲ 0.50% · 4.625%
HK$29,460
+HK$1,690/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,540/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,071
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,851
−HK$791/mo
Today · 4.125%
HK$30,642
baseline
▲ 0.50% · 4.625%
HK$32,257
+HK$1,615/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,284/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,874
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,741
−HK$881/mo
Today · 4.125%
HK$29,622
baseline
▲ 0.50% · 4.625%
HK$31,424
+HK$1,802/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,244/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,009
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,841
−HK$844/mo
Today · 4.125%
HK$32,685
baseline
▲ 0.50% · 4.625%
HK$34,407
+HK$1,722/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,370/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,616
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,537
−HK$936/mo
Today · 4.125%
HK$31,473
baseline
▲ 0.50% · 4.625%
HK$33,388
+HK$1,915/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$62,946/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,947
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,831
−HK$896/mo
Today · 4.125%
HK$34,727
baseline
▲ 0.50% · 4.625%
HK$36,558
+HK$1,831/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$69,454/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,358
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,333
−HK$991/mo
Today · 4.125%
HK$33,324
baseline
▲ 0.50% · 4.625%
HK$35,352
+HK$2,028/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,648/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,885
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,821
−HK$949/mo
Today · 4.125%
HK$36,770
baseline
▲ 0.50% · 4.625%
HK$38,708
+HK$1,938/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,540/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,199 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).