▼ 0.50% · 3.625%
HK$17,660
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,209
−HK$558/mo
Today · 4.125%
HK$18,767
baseline
▲ 0.50% · 4.625%
HK$19,909
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,534/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,646
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,173
−HK$535/mo
Today · 4.125%
HK$20,708
baseline
▲ 0.50% · 4.625%
HK$21,799
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,416/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,426
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,030
−HK$614/mo
Today · 4.125%
HK$20,644
baseline
▲ 0.50% · 4.625%
HK$21,900
+HK$1,256/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$41,288/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,191
−HK$588/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$23,979
+HK$1,200/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,192
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,851
−HK$670/mo
Today · 4.125%
HK$22,521
baseline
▲ 0.50% · 4.625%
HK$23,891
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,042/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,576
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,208
−HK$642/mo
Today · 4.125%
HK$24,850
baseline
▲ 0.50% · 4.625%
HK$26,159
+HK$1,309/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,700/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,958
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,672
−HK$726/mo
Today · 4.125%
HK$24,398
baseline
▲ 0.50% · 4.625%
HK$25,882
+HK$1,484/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,796/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,225
−HK$695/mo
Today · 4.125%
HK$26,920
baseline
▲ 0.50% · 4.625%
HK$28,339
+HK$1,419/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,840/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,724
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,493
−HK$781/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,599/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,505
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,243
−HK$748/mo
Today · 4.125%
HK$28,991
baseline
▲ 0.50% · 4.625%
HK$30,519
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,982/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,490
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,314
−HK$837/mo
Today · 4.125%
HK$28,151
baseline
▲ 0.50% · 4.625%
HK$29,864
+HK$1,713/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,302/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,470
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$802/mo
Today · 4.125%
HK$31,062
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,637/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,124/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,256
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,135
−HK$893/mo
Today · 4.125%
HK$30,028
baseline
▲ 0.50% · 4.625%
HK$31,855
+HK$1,827/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$60,056/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,434
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,277
−HK$856/mo
Today · 4.125%
HK$33,133
baseline
▲ 0.50% · 4.625%
HK$34,879
+HK$1,746/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$66,266/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,022
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$948/mo
Today · 4.125%
HK$31,904
baseline
▲ 0.50% · 4.625%
HK$33,846
+HK$1,942/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$63,808/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,399
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,295
−HK$908/mo
Today · 4.125%
HK$35,203
baseline
▲ 0.50% · 4.625%
HK$37,059
+HK$1,856/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$70,406/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,788
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$1,004/mo
Today · 4.125%
HK$33,781
baseline
▲ 0.50% · 4.625%
HK$35,837
+HK$2,056/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,562/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,364
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$962/mo
Today · 4.125%
HK$37,274
baseline
▲ 0.50% · 4.625%
HK$39,239
+HK$1,965/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,548/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).