▼ 0.50% · 3.625%
HK$17,675
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,225
−HK$558/mo
Today · 4.125%
HK$18,783
baseline
▲ 0.50% · 4.625%
HK$19,926
+HK$1,143/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,566/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,663
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,191
−HK$535/mo
Today · 4.125%
HK$20,726
baseline
▲ 0.50% · 4.625%
HK$21,818
+HK$1,092/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,452/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,442
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,047
−HK$615/mo
Today · 4.125%
HK$20,662
baseline
▲ 0.50% · 4.625%
HK$21,919
+HK$1,257/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$41,324/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,629
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,210
−HK$588/mo
Today · 4.125%
HK$22,798
baseline
▲ 0.50% · 4.625%
HK$24,000
+HK$1,202/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$45,596/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,210
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,870
−HK$670/mo
Today · 4.125%
HK$22,540
baseline
▲ 0.50% · 4.625%
HK$23,911
+HK$1,371/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,080/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,596
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$642/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,182
+HK$1,311/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,977
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,692
−HK$726/mo
Today · 4.125%
HK$24,418
baseline
▲ 0.50% · 4.625%
HK$25,904
+HK$1,486/mo
Deposit HK$2.71M · loan HK$5.04M · min. income ≈ HK$48,836/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,562
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$695/mo
Today · 4.125%
HK$26,943
baseline
▲ 0.50% · 4.625%
HK$28,363
+HK$1,420/mo
Deposit HK$2.71M · loan HK$5.04M · min. income ≈ HK$53,886/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,745
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,515
−HK$782/mo
Today · 4.125%
HK$26,297
baseline
▲ 0.50% · 4.625%
HK$27,897
+HK$1,600/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,594/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,528
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,267
−HK$749/mo
Today · 4.125%
HK$29,016
baseline
▲ 0.50% · 4.625%
HK$30,545
+HK$1,529/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,032/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,512
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,337
−HK$838/mo
Today · 4.125%
HK$28,175
baseline
▲ 0.50% · 4.625%
HK$29,889
+HK$1,714/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,350/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,495
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,286
−HK$802/mo
Today · 4.125%
HK$31,088
baseline
▲ 0.50% · 4.625%
HK$32,727
+HK$1,639/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,176/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,280
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$893/mo
Today · 4.125%
HK$30,053
baseline
▲ 0.50% · 4.625%
HK$31,882
+HK$1,829/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$60,106/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,461
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$856/mo
Today · 4.125%
HK$33,161
baseline
▲ 0.50% · 4.625%
HK$34,909
+HK$1,748/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$66,322/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,047
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,982
−HK$950/mo
Today · 4.125%
HK$31,932
baseline
▲ 0.50% · 4.625%
HK$33,875
+HK$1,943/mo
Deposit HK$1.16M · loan HK$6.59M · min. income ≈ HK$63,864/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,427
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,324
−HK$909/mo
Today · 4.125%
HK$35,233
baseline
▲ 0.50% · 4.625%
HK$37,091
+HK$1,858/mo
Deposit HK$1.16M · loan HK$6.59M · min. income ≈ HK$70,466/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,815
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,804
−HK$1,006/mo
Today · 4.125%
HK$33,810
baseline
▲ 0.50% · 4.625%
HK$35,867
+HK$2,057/mo
Deposit HK$775K · loan HK$6.98M · min. income ≈ HK$67,620/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,394
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,343
−HK$963/mo
Today · 4.125%
HK$37,306
baseline
▲ 0.50% · 4.625%
HK$39,272
+HK$1,966/mo
Deposit HK$775K · loan HK$6.98M · min. income ≈ HK$74,612/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,539 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).