▼ 0.50% · 3.625%
HK$17,803
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,357
−HK$563/mo
Today · 4.125%
HK$18,920
baseline
▲ 0.50% · 4.625%
HK$20,071
+HK$1,151/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,840/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,806
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,337
−HK$539/mo
Today · 4.125%
HK$20,876
baseline
▲ 0.50% · 4.625%
HK$21,976
+HK$1,100/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,752/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,583
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,193
−HK$618/mo
Today · 4.125%
HK$20,811
baseline
▲ 0.50% · 4.625%
HK$22,078
+HK$1,267/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,622/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,786
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,371
−HK$592/mo
Today · 4.125%
HK$22,963
baseline
▲ 0.50% · 4.625%
HK$24,174
+HK$1,211/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,926/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,364
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,028
−HK$675/mo
Today · 4.125%
HK$22,703
baseline
▲ 0.50% · 4.625%
HK$24,085
+HK$1,382/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,406/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,767
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,404
−HK$647/mo
Today · 4.125%
HK$25,051
baseline
▲ 0.50% · 4.625%
HK$26,371
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,102/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,864
−HK$731/mo
Today · 4.125%
HK$24,595
baseline
▲ 0.50% · 4.625%
HK$26,092
+HK$1,497/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,190/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,748
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$701/mo
Today · 4.125%
HK$27,139
baseline
▲ 0.50% · 4.625%
HK$28,569
+HK$1,430/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,278/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,924
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,700
−HK$787/mo
Today · 4.125%
HK$26,487
baseline
▲ 0.50% · 4.625%
HK$28,099
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$52,974/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,728
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,472
−HK$754/mo
Today · 4.125%
HK$29,226
baseline
▲ 0.50% · 4.625%
HK$30,767
+HK$1,541/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,452/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,705
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,535
−HK$844/mo
Today · 4.125%
HK$28,379
baseline
▲ 0.50% · 4.625%
HK$30,106
+HK$1,727/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,758/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,709
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,505
−HK$809/mo
Today · 4.125%
HK$31,314
baseline
▲ 0.50% · 4.625%
HK$32,964
+HK$1,650/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,628/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,371
−HK$900/mo
Today · 4.125%
HK$30,271
baseline
▲ 0.50% · 4.625%
HK$32,113
+HK$1,842/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,542/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,689
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,539
−HK$862/mo
Today · 4.125%
HK$33,401
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$1,761/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,802/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,265
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,207
−HK$956/mo
Today · 4.125%
HK$32,163
baseline
▲ 0.50% · 4.625%
HK$34,120
+HK$1,957/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,326/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,670
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,573
−HK$916/mo
Today · 4.125%
HK$35,489
baseline
▲ 0.50% · 4.625%
HK$37,360
+HK$1,871/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$70,978/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,046
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,042
−HK$1,013/mo
Today · 4.125%
HK$34,055
baseline
▲ 0.50% · 4.625%
HK$36,127
+HK$2,072/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,110/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,650
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,607
−HK$970/mo
Today · 4.125%
HK$37,577
baseline
▲ 0.50% · 4.625%
HK$39,557
+HK$1,980/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,154/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,226 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).