▼ 0.50% · 3.625%
HK$18,047
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,608
−HK$570/mo
Today · 4.125%
HK$19,178
baseline
▲ 0.50% · 4.625%
HK$20,345
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,356/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,077
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,615
−HK$546/mo
Today · 4.125%
HK$21,161
baseline
▲ 0.50% · 4.625%
HK$22,277
+HK$1,116/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,322/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,851
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,469
−HK$627/mo
Today · 4.125%
HK$21,096
baseline
▲ 0.50% · 4.625%
HK$22,380
+HK$1,284/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,192/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,084
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,677
−HK$600/mo
Today · 4.125%
HK$23,277
baseline
▲ 0.50% · 4.625%
HK$24,504
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,554/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,656
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,329
−HK$685/mo
Today · 4.125%
HK$23,014
baseline
▲ 0.50% · 4.625%
HK$24,414
+HK$1,400/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,028/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,092
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,738
−HK$656/mo
Today · 4.125%
HK$25,394
baseline
▲ 0.50% · 4.625%
HK$26,732
+HK$1,338/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,788/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,461
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,190
−HK$742/mo
Today · 4.125%
HK$24,932
baseline
▲ 0.50% · 4.625%
HK$26,449
+HK$1,517/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,864/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,100
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,800
−HK$710/mo
Today · 4.125%
HK$27,510
baseline
▲ 0.50% · 4.625%
HK$28,960
+HK$1,450/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$55,020/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,265
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,051
−HK$799/mo
Today · 4.125%
HK$26,850
baseline
▲ 0.50% · 4.625%
HK$28,483
+HK$1,633/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,700/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,107
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,861
−HK$765/mo
Today · 4.125%
HK$29,626
baseline
▲ 0.50% · 4.625%
HK$31,187
+HK$1,561/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,252/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,070
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,912
−HK$855/mo
Today · 4.125%
HK$28,767
baseline
▲ 0.50% · 4.625%
HK$30,518
+HK$1,751/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,534/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,115
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,923
−HK$819/mo
Today · 4.125%
HK$31,742
baseline
▲ 0.50% · 4.625%
HK$33,415
+HK$1,673/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,484/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,874
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,773
−HK$912/mo
Today · 4.125%
HK$30,685
baseline
▲ 0.50% · 4.625%
HK$32,552
+HK$1,867/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,370/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,123
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$874/mo
Today · 4.125%
HK$33,858
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$1,785/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,716/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,679
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$970/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,587
+HK$1,984/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,130
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,046
−HK$928/mo
Today · 4.125%
HK$35,974
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$1,896/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$71,948/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,484
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,494
−HK$1,027/mo
Today · 4.125%
HK$34,521
baseline
▲ 0.50% · 4.625%
HK$36,621
+HK$2,100/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,042/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,138
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$983/mo
Today · 4.125%
HK$38,090
baseline
▲ 0.50% · 4.625%
HK$40,098
+HK$2,008/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,180/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,428 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).