▼ 0.50% · 3.625%
HK$18,159
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,723
−HK$574/mo
Today · 4.125%
HK$19,297
baseline
▲ 0.50% · 4.625%
HK$20,472
+HK$1,175/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,594/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,201
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,743
−HK$550/mo
Today · 4.125%
HK$21,293
baseline
▲ 0.50% · 4.625%
HK$22,415
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,586/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,974
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,596
−HK$631/mo
Today · 4.125%
HK$21,227
baseline
▲ 0.50% · 4.625%
HK$22,519
+HK$1,292/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,454/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,221
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,817
−HK$605/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,657
+HK$1,235/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,790
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$689/mo
Today · 4.125%
HK$23,157
baseline
▲ 0.50% · 4.625%
HK$24,566
+HK$1,409/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,314/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,242
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,892
−HK$659/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$26,898
+HK$1,347/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,606
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$747/mo
Today · 4.125%
HK$25,087
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,526/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,174/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,262
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,966
−HK$715/mo
Today · 4.125%
HK$27,681
baseline
▲ 0.50% · 4.625%
HK$29,140
+HK$1,459/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,362/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,422
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,213
−HK$803/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,660
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$770/mo
Today · 4.125%
HK$29,810
baseline
▲ 0.50% · 4.625%
HK$31,381
+HK$1,571/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,620/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,238
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$861/mo
Today · 4.125%
HK$28,946
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,761/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,892/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,302
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,115
−HK$824/mo
Today · 4.125%
HK$31,939
baseline
▲ 0.50% · 4.625%
HK$33,623
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,878/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,054
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$918/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,878/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,322
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,189
−HK$879/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$35,864
+HK$1,796/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,870
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,830
−HK$975/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,802
+HK$1,997/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,342
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,263
−HK$935/mo
Today · 4.125%
HK$36,198
baseline
▲ 0.50% · 4.625%
HK$38,106
+HK$1,908/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,396/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,686
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,702
−HK$1,033/mo
Today · 4.125%
HK$34,735
baseline
▲ 0.50% · 4.625%
HK$36,849
+HK$2,114/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$69,470/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,362
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,338
−HK$989/mo
Today · 4.125%
HK$38,327
baseline
▲ 0.50% · 4.625%
HK$40,347
+HK$2,020/mo
Deposit HK$796K · loan HK$7.17M · min. income ≈ HK$76,654/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,903 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).