▼ 0.50% · 3.625%
HK$18,321
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,891
−HK$579/mo
Today · 4.125%
HK$19,470
baseline
▲ 0.50% · 4.625%
HK$20,655
+HK$1,185/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,940/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,382
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,929
−HK$555/mo
Today · 4.125%
HK$21,484
baseline
▲ 0.50% · 4.625%
HK$22,616
+HK$1,132/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,968/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,154
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,780
−HK$637/mo
Today · 4.125%
HK$21,417
baseline
▲ 0.50% · 4.625%
HK$22,721
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,834/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,421
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,022
−HK$610/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$24,878
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,986
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,670
−HK$694/mo
Today · 4.125%
HK$23,364
baseline
▲ 0.50% · 4.625%
HK$24,786
+HK$1,422/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,728/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,459
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,115
−HK$665/mo
Today · 4.125%
HK$25,780
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,359/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,560/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,818
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,559
−HK$752/mo
Today · 4.125%
HK$25,311
baseline
▲ 0.50% · 4.625%
HK$26,852
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,622/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,497
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,208
−HK$721/mo
Today · 4.125%
HK$27,929
baseline
▲ 0.50% · 4.625%
HK$29,401
+HK$1,472/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,858/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,650
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,448
−HK$810/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,917
+HK$1,659/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,535
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,301
−HK$776/mo
Today · 4.125%
HK$30,077
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,585/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,154/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,482
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,337
−HK$869/mo
Today · 4.125%
HK$29,206
baseline
▲ 0.50% · 4.625%
HK$30,983
+HK$1,777/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,412/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,574
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,394
−HK$831/mo
Today · 4.125%
HK$32,225
baseline
▲ 0.50% · 4.625%
HK$33,924
+HK$1,699/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,450/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,314
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,226
−HK$927/mo
Today · 4.125%
HK$31,153
baseline
▲ 0.50% · 4.625%
HK$33,048
+HK$1,895/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,306/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,612
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,486
−HK$888/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,186
+HK$1,812/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,146
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,115
−HK$985/mo
Today · 4.125%
HK$33,100
baseline
▲ 0.50% · 4.625%
HK$35,114
+HK$2,014/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,200/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,650
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,579
−HK$943/mo
Today · 4.125%
HK$36,522
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$1,925/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,044/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,979
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,004
−HK$1,043/mo
Today · 4.125%
HK$35,047
baseline
▲ 0.50% · 4.625%
HK$37,179
+HK$2,132/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,094/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,688
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,672
−HK$998/mo
Today · 4.125%
HK$38,670
baseline
▲ 0.50% · 4.625%
HK$40,709
+HK$2,039/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,340/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).