Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$800K, with repayments around HK$34,886/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,772/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,940 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 21 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 8 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 39/F
- Flat
- E
- Saleable Area
- 487 Saleable ft²
- Gross Area
- 657 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-05 | HK$7.20M | −10.6% 3.8y · −3.0%/yr |
| 2020-07-28 | HK$8.05M | +23.8% 3.2y · 8.0%/yr |
| 2017-06-08 | HK$6.50M | +22.6% 4.2y · 5.0%/yr |
| 2013-03-27 | HK$5.30M | +68.8% |
| 2005-10-07 | HK$3.14M | — |