▼ 0.50% · 3.625%
HK$17,820
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,374
−HK$563/mo
Today · 4.125%
HK$18,937
baseline
▲ 0.50% · 4.625%
HK$20,089
+HK$1,152/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,874/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,824
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,356
−HK$539/mo
Today · 4.125%
HK$20,895
baseline
▲ 0.50% · 4.625%
HK$21,997
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,790/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,602
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,211
−HK$620/mo
Today · 4.125%
HK$20,831
baseline
▲ 0.50% · 4.625%
HK$22,098
+HK$1,267/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,662/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,807
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,391
−HK$594/mo
Today · 4.125%
HK$22,985
baseline
▲ 0.50% · 4.625%
HK$24,196
+HK$1,211/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,970/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,384
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,049
−HK$675/mo
Today · 4.125%
HK$22,724
baseline
▲ 0.50% · 4.625%
HK$24,107
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,448/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,789
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,427
−HK$647/mo
Today · 4.125%
HK$25,074
baseline
▲ 0.50% · 4.625%
HK$26,396
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,148/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,165
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,886
−HK$732/mo
Today · 4.125%
HK$24,618
baseline
▲ 0.50% · 4.625%
HK$26,116
+HK$1,498/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,236/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,771
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,463
−HK$701/mo
Today · 4.125%
HK$27,164
baseline
▲ 0.50% · 4.625%
HK$28,596
+HK$1,432/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,328/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,947
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,723
−HK$789/mo
Today · 4.125%
HK$26,512
baseline
▲ 0.50% · 4.625%
HK$28,125
+HK$1,613/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$53,024/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,754
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,498
−HK$755/mo
Today · 4.125%
HK$29,253
baseline
▲ 0.50% · 4.625%
HK$30,795
+HK$1,542/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,506/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,729
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,561
−HK$845/mo
Today · 4.125%
HK$28,406
baseline
▲ 0.50% · 4.625%
HK$30,134
+HK$1,728/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,812/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,736
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,534
−HK$809/mo
Today · 4.125%
HK$31,343
baseline
▲ 0.50% · 4.625%
HK$32,995
+HK$1,652/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,686/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,511
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,398
−HK$901/mo
Today · 4.125%
HK$30,299
baseline
▲ 0.50% · 4.625%
HK$32,143
+HK$1,844/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,598/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,719
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$863/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,195
+HK$1,763/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,293
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,236
−HK$957/mo
Today · 4.125%
HK$32,193
baseline
▲ 0.50% · 4.625%
HK$34,152
+HK$1,959/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,386/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,701
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,605
−HK$917/mo
Today · 4.125%
HK$35,522
baseline
▲ 0.50% · 4.625%
HK$37,394
+HK$1,872/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$71,044/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,075
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,073
−HK$1,014/mo
Today · 4.125%
HK$34,087
baseline
▲ 0.50% · 4.625%
HK$36,161
+HK$2,074/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,174/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,683
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,640
−HK$971/mo
Today · 4.125%
HK$37,611
baseline
▲ 0.50% · 4.625%
HK$39,594
+HK$1,983/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,222/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,443 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).