▼ 0.50% · 3.625%
HK$15,552
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,036
−HK$491/mo
Today · 4.125%
HK$16,527
baseline
▲ 0.50% · 4.625%
HK$17,533
+HK$1,006/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,054/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,301
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,765
−HK$471/mo
Today · 4.125%
HK$18,236
baseline
▲ 0.50% · 4.625%
HK$19,197
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,472/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,107
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,639
−HK$541/mo
Today · 4.125%
HK$18,180
baseline
▲ 0.50% · 4.625%
HK$19,286
+HK$1,106/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,360/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,031
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,542
−HK$518/mo
Today · 4.125%
HK$20,060
baseline
▲ 0.50% · 4.625%
HK$21,117
+HK$1,057/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,120/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,662
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,243
−HK$590/mo
Today · 4.125%
HK$19,833
baseline
▲ 0.50% · 4.625%
HK$21,039
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,666/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,762
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,318
−HK$565/mo
Today · 4.125%
HK$21,883
baseline
▲ 0.50% · 4.625%
HK$23,037
+HK$1,154/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,766/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,218
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,846
−HK$639/mo
Today · 4.125%
HK$21,485
baseline
▲ 0.50% · 4.625%
HK$22,793
+HK$1,308/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$42,970/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,492
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,095
−HK$612/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$24,957
+HK$1,250/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,773
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,450
−HK$688/mo
Today · 4.125%
HK$23,138
baseline
▲ 0.50% · 4.625%
HK$24,546
+HK$1,408/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$46,276/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,222
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,872
−HK$659/mo
Today · 4.125%
HK$25,531
baseline
▲ 0.50% · 4.625%
HK$26,876
+HK$1,345/mo
Deposit HK$2.05M · loan HK$4.77M · min. income ≈ HK$51,062/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,328
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,054
−HK$737/mo
Today · 4.125%
HK$24,791
baseline
▲ 0.50% · 4.625%
HK$26,299
+HK$1,508/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,582/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,952
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$706/mo
Today · 4.125%
HK$27,354
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,442/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,708/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,883
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,657
−HK$786/mo
Today · 4.125%
HK$26,443
baseline
▲ 0.50% · 4.625%
HK$28,052
+HK$1,609/mo
Deposit HK$1.36M · loan HK$5.46M · min. income ≈ HK$52,886/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,425
−HK$753/mo
Today · 4.125%
HK$29,178
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,538/mo
Deposit HK$1.36M · loan HK$5.46M · min. income ≈ HK$58,356/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,438
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,261
−HK$835/mo
Today · 4.125%
HK$28,096
baseline
▲ 0.50% · 4.625%
HK$29,806
+HK$1,710/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$56,192/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,412
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,201
−HK$800/mo
Today · 4.125%
HK$31,001
baseline
▲ 0.50% · 4.625%
HK$32,635
+HK$1,634/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$62,002/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,993
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,864
−HK$885/mo
Today · 4.125%
HK$29,749
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,810/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$59,498/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,142
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,978
−HK$847/mo
Today · 4.125%
HK$32,825
baseline
▲ 0.50% · 4.625%
HK$34,555
+HK$1,730/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$65,650/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,608 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).