▼ 0.50% · 3.625%
HK$18,007
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,567
−HK$569/mo
Today · 4.125%
HK$19,136
baseline
▲ 0.50% · 4.625%
HK$20,300
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,272/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,032
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,570
−HK$545/mo
Today · 4.125%
HK$21,115
baseline
▲ 0.50% · 4.625%
HK$22,228
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,230/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,807
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,423
−HK$626/mo
Today · 4.125%
HK$21,049
baseline
▲ 0.50% · 4.625%
HK$22,330
+HK$1,281/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,098/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,036
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,626
−HK$600/mo
Today · 4.125%
HK$23,226
baseline
▲ 0.50% · 4.625%
HK$24,450
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,452/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,608
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,280
−HK$683/mo
Today · 4.125%
HK$22,963
baseline
▲ 0.50% · 4.625%
HK$24,360
+HK$1,397/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,926/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,039
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,683
−HK$654/mo
Today · 4.125%
HK$25,337
baseline
▲ 0.50% · 4.625%
HK$26,673
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,674/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,409
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,137
−HK$740/mo
Today · 4.125%
HK$24,877
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,513/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,754/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,042
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,740
−HK$709/mo
Today · 4.125%
HK$27,449
baseline
▲ 0.50% · 4.625%
HK$28,896
+HK$1,447/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,898/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,994
−HK$796/mo
Today · 4.125%
HK$26,790
baseline
▲ 0.50% · 4.625%
HK$28,420
+HK$1,630/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,580/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,045
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,797
−HK$763/mo
Today · 4.125%
HK$29,560
baseline
▲ 0.50% · 4.625%
HK$31,119
+HK$1,559/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,120/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,010
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,850
−HK$854/mo
Today · 4.125%
HK$28,704
baseline
▲ 0.50% · 4.625%
HK$30,450
+HK$1,746/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,408/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,048
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$818/mo
Today · 4.125%
HK$31,672
baseline
▲ 0.50% · 4.625%
HK$33,341
+HK$1,669/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,344/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,811
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,707
−HK$910/mo
Today · 4.125%
HK$30,617
baseline
▲ 0.50% · 4.625%
HK$32,480
+HK$1,863/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,234/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,052
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,911
−HK$872/mo
Today · 4.125%
HK$33,783
baseline
▲ 0.50% · 4.625%
HK$35,564
+HK$1,781/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,566/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,611
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,564
−HK$967/mo
Today · 4.125%
HK$32,531
baseline
▲ 0.50% · 4.625%
HK$34,510
+HK$1,979/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,062/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,055
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,968
−HK$927/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$37,787
+HK$1,892/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,412
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,420
−HK$1,025/mo
Today · 4.125%
HK$34,445
baseline
▲ 0.50% · 4.625%
HK$36,540
+HK$2,095/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,890/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,058
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,025
−HK$981/mo
Today · 4.125%
HK$38,006
baseline
▲ 0.50% · 4.625%
HK$40,010
+HK$2,004/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,012/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,904 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).