▼ 0.50% · 3.625%
HK$18,240
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,807
−HK$576/mo
Today · 4.125%
HK$19,383
baseline
▲ 0.50% · 4.625%
HK$20,563
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,766/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,291
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,836
−HK$552/mo
Today · 4.125%
HK$21,388
baseline
▲ 0.50% · 4.625%
HK$22,515
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,776/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,064
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,688
−HK$634/mo
Today · 4.125%
HK$21,322
baseline
▲ 0.50% · 4.625%
HK$22,619
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,644/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,321
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,919
−HK$607/mo
Today · 4.125%
HK$23,526
baseline
▲ 0.50% · 4.625%
HK$24,767
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,052/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,888
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,568
−HK$692/mo
Today · 4.125%
HK$23,260
baseline
▲ 0.50% · 4.625%
HK$24,675
+HK$1,415/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,520/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,350
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,003
−HK$662/mo
Today · 4.125%
HK$25,665
baseline
▲ 0.50% · 4.625%
HK$27,018
+HK$1,353/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,330/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,712
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,449
−HK$749/mo
Today · 4.125%
HK$25,198
baseline
▲ 0.50% · 4.625%
HK$26,732
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,396/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,379
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,086
−HK$718/mo
Today · 4.125%
HK$27,804
baseline
▲ 0.50% · 4.625%
HK$29,270
+HK$1,466/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,608/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,536
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,330
−HK$807/mo
Today · 4.125%
HK$27,137
baseline
▲ 0.50% · 4.625%
HK$28,788
+HK$1,651/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,274/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,408
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,170
−HK$773/mo
Today · 4.125%
HK$29,943
baseline
▲ 0.50% · 4.625%
HK$31,521
+HK$1,578/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,886/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,359
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,211
−HK$864/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,844
+HK$1,769/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,437
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,253
−HK$829/mo
Today · 4.125%
HK$32,082
baseline
▲ 0.50% · 4.625%
HK$33,773
+HK$1,691/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,164/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,183
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,091
−HK$922/mo
Today · 4.125%
HK$31,013
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,888/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$62,026/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,466
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,337
−HK$883/mo
Today · 4.125%
HK$34,220
baseline
▲ 0.50% · 4.625%
HK$36,024
+HK$1,804/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,440/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,007
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,972
−HK$980/mo
Today · 4.125%
HK$32,952
baseline
▲ 0.50% · 4.625%
HK$34,957
+HK$2,005/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,904/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,495
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,421
−HK$938/mo
Today · 4.125%
HK$36,359
baseline
▲ 0.50% · 4.625%
HK$38,276
+HK$1,917/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,718/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,831
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,853
−HK$1,037/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$2,123/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,525
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$994/mo
Today · 4.125%
HK$38,498
baseline
▲ 0.50% · 4.625%
HK$40,527
+HK$2,029/mo
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$76,996/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).