▼ 0.50% · 3.625%
HK$15,219
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,692
−HK$481/mo
Today · 4.125%
HK$16,173
baseline
▲ 0.50% · 4.625%
HK$17,157
+HK$984/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,346/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,931
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,385
−HK$460/mo
Today · 4.125%
HK$17,845
baseline
▲ 0.50% · 4.625%
HK$18,786
+HK$941/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,690/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,741
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,261
−HK$529/mo
Today · 4.125%
HK$17,790
baseline
▲ 0.50% · 4.625%
HK$18,873
+HK$1,083/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$35,580/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,624
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,123
−HK$507/mo
Today · 4.125%
HK$19,630
baseline
▲ 0.50% · 4.625%
HK$20,665
+HK$1,035/mo
Deposit HK$3.00M · loan HK$3.67M · min. income ≈ HK$39,260/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,263
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,831
−HK$577/mo
Today · 4.125%
HK$19,408
baseline
▲ 0.50% · 4.625%
HK$20,589
+HK$1,181/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$38,816/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,317
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,862
−HK$553/mo
Today · 4.125%
HK$21,415
baseline
▲ 0.50% · 4.625%
HK$22,543
+HK$1,128/mo
Deposit HK$2.67M · loan HK$4.00M · min. income ≈ HK$42,830/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,784
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,400
−HK$625/mo
Today · 4.125%
HK$21,025
baseline
▲ 0.50% · 4.625%
HK$22,304
+HK$1,279/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$42,050/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,010
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,600
−HK$599/mo
Today · 4.125%
HK$23,199
baseline
▲ 0.50% · 4.625%
HK$24,422
+HK$1,223/mo
Deposit HK$2.34M · loan HK$4.34M · min. income ≈ HK$46,398/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,306
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$673/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,378/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,339
−HK$645/mo
Today · 4.125%
HK$24,984
baseline
▲ 0.50% · 4.625%
HK$26,301
+HK$1,317/mo
Deposit HK$2.00M · loan HK$4.67M · min. income ≈ HK$49,968/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,828
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,538
−HK$722/mo
Today · 4.125%
HK$24,260
baseline
▲ 0.50% · 4.625%
HK$25,736
+HK$1,476/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$48,520/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,396
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,077
−HK$691/mo
Today · 4.125%
HK$26,768
baseline
▲ 0.50% · 4.625%
HK$28,179
+HK$1,411/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$53,536/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,350
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,108
−HK$769/mo
Today · 4.125%
HK$25,877
baseline
▲ 0.50% · 4.625%
HK$27,452
+HK$1,575/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$51,754/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,089
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$737/mo
Today · 4.125%
HK$28,553
baseline
▲ 0.50% · 4.625%
HK$30,058
+HK$1,505/mo
Deposit HK$1.33M · loan HK$5.34M · min. income ≈ HK$57,106/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,872
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,677
−HK$817/mo
Today · 4.125%
HK$27,494
baseline
▲ 0.50% · 4.625%
HK$29,167
+HK$1,673/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$54,988/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,782
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,554
−HK$783/mo
Today · 4.125%
HK$30,337
baseline
▲ 0.50% · 4.625%
HK$31,936
+HK$1,599/mo
Deposit HK$1.00M · loan HK$5.67M · min. income ≈ HK$60,674/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,394
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,246
−HK$866/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,883
+HK$1,771/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,475
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,293
−HK$829/mo
Today · 4.125%
HK$32,122
baseline
▲ 0.50% · 4.625%
HK$33,815
+HK$1,693/mo
Deposit HK$667K · loan HK$6.01M · min. income ≈ HK$64,244/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$200,226 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).