▼ 0.50% · 3.625%
HK$15,499
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,981
−HK$490/mo
Today · 4.125%
HK$16,471
baseline
▲ 0.50% · 4.625%
HK$17,473
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,942/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,243
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,705
−HK$469/mo
Today · 4.125%
HK$18,174
baseline
▲ 0.50% · 4.625%
HK$19,132
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,348/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,049
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,580
−HK$538/mo
Today · 4.125%
HK$18,118
baseline
▲ 0.50% · 4.625%
HK$19,221
+HK$1,103/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,236/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,967
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,476
−HK$516/mo
Today · 4.125%
HK$19,992
baseline
▲ 0.50% · 4.625%
HK$21,046
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,984/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,599
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,178
−HK$587/mo
Today · 4.125%
HK$19,765
baseline
▲ 0.50% · 4.625%
HK$20,968
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,530/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,691
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,246
−HK$563/mo
Today · 4.125%
HK$21,809
baseline
▲ 0.50% · 4.625%
HK$22,959
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,618/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,149
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,776
−HK$637/mo
Today · 4.125%
HK$21,413
baseline
▲ 0.50% · 4.625%
HK$22,715
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,826/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,416
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,017
−HK$610/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$24,872
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,699
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,374
−HK$686/mo
Today · 4.125%
HK$23,060
baseline
▲ 0.50% · 4.625%
HK$24,463
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,120/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,140
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,787
−HK$657/mo
Today · 4.125%
HK$25,444
baseline
▲ 0.50% · 4.625%
HK$26,785
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,888/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,249
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,972
−HK$735/mo
Today · 4.125%
HK$24,707
baseline
▲ 0.50% · 4.625%
HK$26,210
+HK$1,503/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,414/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,864
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,558
−HK$704/mo
Today · 4.125%
HK$27,262
baseline
▲ 0.50% · 4.625%
HK$28,699
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,524/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,799
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,570
−HK$784/mo
Today · 4.125%
HK$26,354
baseline
▲ 0.50% · 4.625%
HK$27,958
+HK$1,604/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,708/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,588
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,328
−HK$751/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,533/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,349
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,168
−HK$833/mo
Today · 4.125%
HK$28,001
baseline
▲ 0.50% · 4.625%
HK$29,705
+HK$1,704/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,002/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,313
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,099
−HK$797/mo
Today · 4.125%
HK$30,896
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,629/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,792/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,899
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,766
−HK$882/mo
Today · 4.125%
HK$29,648
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,804/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,296/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,037
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,869
−HK$845/mo
Today · 4.125%
HK$32,714
baseline
▲ 0.50% · 4.625%
HK$34,438
+HK$1,724/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,428/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,915 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).