▼ 0.50% · 3.625%
HK$17,961
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,520
−HK$568/mo
Today · 4.125%
HK$19,088
baseline
▲ 0.50% · 4.625%
HK$20,249
+HK$1,161/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,176/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,982
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,518
−HK$543/mo
Today · 4.125%
HK$21,061
baseline
▲ 0.50% · 4.625%
HK$22,171
+HK$1,110/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,122/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,757
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,372
−HK$624/mo
Today · 4.125%
HK$20,996
baseline
▲ 0.50% · 4.625%
HK$22,274
+HK$1,278/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,992/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,980
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,569
−HK$598/mo
Today · 4.125%
HK$23,167
baseline
▲ 0.50% · 4.625%
HK$24,389
+HK$1,222/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,334/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,553
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,224
−HK$681/mo
Today · 4.125%
HK$22,905
baseline
▲ 0.50% · 4.625%
HK$24,299
+HK$1,394/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,810/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,978
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,621
−HK$652/mo
Today · 4.125%
HK$25,273
baseline
▲ 0.50% · 4.625%
HK$26,606
+HK$1,333/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,546/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,350
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,076
−HK$738/mo
Today · 4.125%
HK$24,814
baseline
▲ 0.50% · 4.625%
HK$26,324
+HK$1,510/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$49,628/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,976
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,673
−HK$707/mo
Today · 4.125%
HK$27,380
baseline
▲ 0.50% · 4.625%
HK$28,823
+HK$1,443/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$54,760/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,146
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,928
−HK$795/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,349
+HK$1,626/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,974
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$761/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,040
+HK$1,554/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,942
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,780
−HK$851/mo
Today · 4.125%
HK$28,631
baseline
▲ 0.50% · 4.625%
HK$30,373
+HK$1,742/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$57,262/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,973
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,776
−HK$816/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,257
+HK$1,665/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,738
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,632
−HK$908/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,398
+HK$1,858/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,971
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$870/mo
Today · 4.125%
HK$33,698
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$1,776/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$67,396/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,534
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,484
−HK$965/mo
Today · 4.125%
HK$32,449
baseline
▲ 0.50% · 4.625%
HK$34,423
+HK$1,974/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,898/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,969
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,880
−HK$924/mo
Today · 4.125%
HK$35,804
baseline
▲ 0.50% · 4.625%
HK$37,691
+HK$1,887/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,608/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,330
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,336
−HK$1,022/mo
Today · 4.125%
HK$34,358
baseline
▲ 0.50% · 4.625%
HK$36,448
+HK$2,090/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,716/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,967
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,932
−HK$978/mo
Today · 4.125%
HK$37,910
baseline
▲ 0.50% · 4.625%
HK$39,908
+HK$1,998/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,820/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).