▼ 0.50% · 3.625%
HK$18,333
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,904
−HK$579/mo
Today · 4.125%
HK$19,483
baseline
▲ 0.50% · 4.625%
HK$20,669
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,966/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,396
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,943
−HK$555/mo
Today · 4.125%
HK$21,498
baseline
▲ 0.50% · 4.625%
HK$22,631
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,996/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,167
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,794
−HK$637/mo
Today · 4.125%
HK$21,431
baseline
▲ 0.50% · 4.625%
HK$22,736
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,862/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,435
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,037
−HK$611/mo
Today · 4.125%
HK$23,648
baseline
▲ 0.50% · 4.625%
HK$24,894
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,296/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,000
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,685
−HK$695/mo
Today · 4.125%
HK$23,380
baseline
▲ 0.50% · 4.625%
HK$24,802
+HK$1,422/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$46,760/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,475
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,131
−HK$666/mo
Today · 4.125%
HK$25,797
baseline
▲ 0.50% · 4.625%
HK$27,157
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$51,594/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,834
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,575
−HK$753/mo
Today · 4.125%
HK$25,328
baseline
▲ 0.50% · 4.625%
HK$26,869
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$50,656/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,515
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,226
−HK$721/mo
Today · 4.125%
HK$27,947
baseline
▲ 0.50% · 4.625%
HK$29,420
+HK$1,473/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$55,894/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,667
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,465
−HK$811/mo
Today · 4.125%
HK$27,276
baseline
▲ 0.50% · 4.625%
HK$28,936
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,552/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,554
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,320
−HK$777/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,683
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,500
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,356
−HK$869/mo
Today · 4.125%
HK$29,225
baseline
▲ 0.50% · 4.625%
HK$31,003
+HK$1,778/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,450/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,594
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,414
−HK$833/mo
Today · 4.125%
HK$32,247
baseline
▲ 0.50% · 4.625%
HK$33,946
+HK$1,699/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,494/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,334
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,246
−HK$927/mo
Today · 4.125%
HK$31,173
baseline
▲ 0.50% · 4.625%
HK$33,070
+HK$1,897/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,346/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,633
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,509
−HK$887/mo
Today · 4.125%
HK$34,396
baseline
▲ 0.50% · 4.625%
HK$36,209
+HK$1,813/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,792/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,167
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,136
−HK$985/mo
Today · 4.125%
HK$33,121
baseline
▲ 0.50% · 4.625%
HK$35,137
+HK$2,016/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,242/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,673
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,603
−HK$943/mo
Today · 4.125%
HK$36,546
baseline
▲ 0.50% · 4.625%
HK$38,473
+HK$1,927/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,092/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,027
−HK$1,043/mo
Today · 4.125%
HK$35,070
baseline
▲ 0.50% · 4.625%
HK$37,204
+HK$2,134/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,140/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,712
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,697
−HK$999/mo
Today · 4.125%
HK$38,696
baseline
▲ 0.50% · 4.625%
HK$40,736
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,392/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,203 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).