▼ 0.50% · 3.625%
HK$15,732
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,222
−HK$497/mo
Today · 4.125%
HK$16,719
baseline
▲ 0.50% · 4.625%
HK$17,736
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,438/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,502
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,971
−HK$477/mo
Today · 4.125%
HK$18,448
baseline
▲ 0.50% · 4.625%
HK$19,420
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,896/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,305
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,844
−HK$547/mo
Today · 4.125%
HK$18,391
baseline
▲ 0.50% · 4.625%
HK$19,510
+HK$1,119/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,782/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,252
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,769
−HK$523/mo
Today · 4.125%
HK$20,292
baseline
▲ 0.50% · 4.625%
HK$21,362
+HK$1,070/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,584/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,879
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,466
−HK$597/mo
Today · 4.125%
HK$20,063
baseline
▲ 0.50% · 4.625%
HK$21,283
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,126/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,002
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,566
−HK$571/mo
Today · 4.125%
HK$22,137
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,274/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,452
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,088
−HK$646/mo
Today · 4.125%
HK$21,734
baseline
▲ 0.50% · 4.625%
HK$23,057
+HK$1,323/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,468/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,753
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$619/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,246
+HK$1,264/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,025
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,710
−HK$696/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,831
+HK$1,425/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$667/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,361/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,332
−HK$746/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,604
+HK$1,526/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,253
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,957
−HK$714/mo
Today · 4.125%
HK$27,671
baseline
▲ 0.50% · 4.625%
HK$29,130
+HK$1,459/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,342/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,172
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,955
−HK$795/mo
Today · 4.125%
HK$26,750
baseline
▲ 0.50% · 4.625%
HK$28,378
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,500/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,003
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,754
−HK$762/mo
Today · 4.125%
HK$29,516
baseline
▲ 0.50% · 4.625%
HK$31,072
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,032/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,745
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,577
−HK$845/mo
Today · 4.125%
HK$28,422
baseline
▲ 0.50% · 4.625%
HK$30,151
+HK$1,729/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,844/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,753
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,551
−HK$810/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,014
+HK$1,653/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,318
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$895/mo
Today · 4.125%
HK$30,094
baseline
▲ 0.50% · 4.625%
HK$31,925
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,188/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,348
−HK$858/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$34,956
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).