▼ 0.50% · 3.625%
HK$17,795
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,349
−HK$562/mo
Today · 4.125%
HK$18,911
baseline
▲ 0.50% · 4.625%
HK$20,062
+HK$1,151/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,822/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,797
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,328
−HK$539/mo
Today · 4.125%
HK$20,867
baseline
▲ 0.50% · 4.625%
HK$21,966
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,734/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,575
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,184
−HK$618/mo
Today · 4.125%
HK$20,802
baseline
▲ 0.50% · 4.625%
HK$22,068
+HK$1,266/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,604/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,777
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,361
−HK$592/mo
Today · 4.125%
HK$22,953
baseline
▲ 0.50% · 4.625%
HK$24,163
+HK$1,210/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,906/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,354
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,018
−HK$675/mo
Today · 4.125%
HK$22,693
baseline
▲ 0.50% · 4.625%
HK$24,074
+HK$1,381/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,386/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,756
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,394
−HK$646/mo
Today · 4.125%
HK$25,040
baseline
▲ 0.50% · 4.625%
HK$26,360
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,080/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,134
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,853
−HK$731/mo
Today · 4.125%
HK$24,584
baseline
▲ 0.50% · 4.625%
HK$26,080
+HK$1,496/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,168/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,736
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,426
−HK$701/mo
Today · 4.125%
HK$27,127
baseline
▲ 0.50% · 4.625%
HK$28,556
+HK$1,429/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,254/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,913
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,688
−HK$788/mo
Today · 4.125%
HK$26,476
baseline
▲ 0.50% · 4.625%
HK$28,087
+HK$1,611/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,952/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,716
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,459
−HK$754/mo
Today · 4.125%
HK$29,213
baseline
▲ 0.50% · 4.625%
HK$30,753
+HK$1,540/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,426/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,693
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,523
−HK$844/mo
Today · 4.125%
HK$28,367
baseline
▲ 0.50% · 4.625%
HK$30,093
+HK$1,726/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,734/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,696
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$808/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,650/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,472
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,358
−HK$900/mo
Today · 4.125%
HK$30,258
baseline
▲ 0.50% · 4.625%
HK$32,099
+HK$1,841/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,516/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,675
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,525
−HK$862/mo
Today · 4.125%
HK$33,387
baseline
▲ 0.50% · 4.625%
HK$35,146
+HK$1,759/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,774/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,252
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,193
−HK$956/mo
Today · 4.125%
HK$32,149
baseline
▲ 0.50% · 4.625%
HK$34,105
+HK$1,956/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,298/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,655
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,558
−HK$915/mo
Today · 4.125%
HK$35,473
baseline
▲ 0.50% · 4.625%
HK$37,343
+HK$1,870/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,946/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,031
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,028
−HK$1,012/mo
Today · 4.125%
HK$34,040
baseline
▲ 0.50% · 4.625%
HK$36,111
+HK$2,071/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,080/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,635
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,590
−HK$970/mo
Today · 4.125%
HK$37,560
baseline
▲ 0.50% · 4.625%
HK$39,540
+HK$1,980/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,120/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,122 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).