▼ 0.50% · 3.625%
HK$16,795
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,317
−HK$531/mo
Today · 4.125%
HK$17,848
baseline
▲ 0.50% · 4.625%
HK$18,934
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,696/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,684
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,185
−HK$509/mo
Today · 4.125%
HK$19,694
baseline
▲ 0.50% · 4.625%
HK$20,732
+HK$1,038/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,388/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,474
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,049
−HK$584/mo
Today · 4.125%
HK$19,633
baseline
▲ 0.50% · 4.625%
HK$20,827
+HK$1,194/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,266/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,553
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,104
−HK$559/mo
Today · 4.125%
HK$21,663
baseline
▲ 0.50% · 4.625%
HK$22,805
+HK$1,142/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,326/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,154
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,781
−HK$637/mo
Today · 4.125%
HK$21,418
baseline
▲ 0.50% · 4.625%
HK$22,721
+HK$1,303/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,836/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,421
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,022
−HK$610/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$24,878
+HK$1,246/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,833
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,512
−HK$690/mo
Today · 4.125%
HK$23,202
baseline
▲ 0.50% · 4.625%
HK$24,614
+HK$1,412/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$46,404/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,289
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,941
−HK$661/mo
Today · 4.125%
HK$25,602
baseline
▲ 0.50% · 4.625%
HK$26,951
+HK$1,349/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$51,204/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,513
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,244
−HK$743/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,508
+HK$1,521/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,158
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,859
−HK$712/mo
Today · 4.125%
HK$27,571
baseline
▲ 0.50% · 4.625%
HK$29,024
+HK$1,453/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,142/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,192
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,976
−HK$796/mo
Today · 4.125%
HK$26,772
baseline
▲ 0.50% · 4.625%
HK$28,401
+HK$1,629/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,544/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,026
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,778
−HK$762/mo
Today · 4.125%
HK$29,540
baseline
▲ 0.50% · 4.625%
HK$31,097
+HK$1,557/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,080/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,872
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,708
−HK$849/mo
Today · 4.125%
HK$28,557
baseline
▲ 0.50% · 4.625%
HK$30,295
+HK$1,738/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,114/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,895
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,696
−HK$814/mo
Today · 4.125%
HK$31,510
baseline
▲ 0.50% · 4.625%
HK$33,171
+HK$1,661/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$63,020/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,551
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,439
−HK$903/mo
Today · 4.125%
HK$30,342
baseline
▲ 0.50% · 4.625%
HK$32,188
+HK$1,846/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$60,684/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,763
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,615
−HK$864/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,244
+HK$1,765/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,171
−HK$956/mo
Today · 4.125%
HK$32,127
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,954/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$64,254/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,631
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$915/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$1,869/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,961 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).