▼ 0.50% · 3.625%
HK$18,015
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,575
−HK$570/mo
Today · 4.125%
HK$19,145
baseline
▲ 0.50% · 4.625%
HK$20,310
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,290/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,042
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,579
−HK$545/mo
Today · 4.125%
HK$21,124
baseline
▲ 0.50% · 4.625%
HK$22,238
+HK$1,114/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,248/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,817
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,433
−HK$626/mo
Today · 4.125%
HK$21,059
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,118/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,046
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$600/mo
Today · 4.125%
HK$23,237
baseline
▲ 0.50% · 4.625%
HK$24,462
+HK$1,225/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,474/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,618
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$683/mo
Today · 4.125%
HK$22,974
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,398/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,948/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,050
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$654/mo
Today · 4.125%
HK$25,349
baseline
▲ 0.50% · 4.625%
HK$26,685
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,698/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,420
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,148
−HK$740/mo
Today · 4.125%
HK$24,888
baseline
▲ 0.50% · 4.625%
HK$26,403
+HK$1,515/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,776/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,054
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,753
−HK$709/mo
Today · 4.125%
HK$27,462
baseline
▲ 0.50% · 4.625%
HK$28,909
+HK$1,447/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,924/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,221
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,006
−HK$797/mo
Today · 4.125%
HK$26,803
baseline
▲ 0.50% · 4.625%
HK$28,434
+HK$1,631/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,606/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,058
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,811
−HK$763/mo
Today · 4.125%
HK$29,574
baseline
▲ 0.50% · 4.625%
HK$31,133
+HK$1,559/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,148/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,023
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,863
−HK$854/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,465
+HK$1,748/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,869
−HK$818/mo
Today · 4.125%
HK$31,687
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,670/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,374/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,824
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$911/mo
Today · 4.125%
HK$30,632
baseline
▲ 0.50% · 4.625%
HK$32,496
+HK$1,864/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,264/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,067
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,927
−HK$872/mo
Today · 4.125%
HK$33,799
baseline
▲ 0.50% · 4.625%
HK$35,581
+HK$1,782/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,598/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,626
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,578
−HK$968/mo
Today · 4.125%
HK$32,546
baseline
▲ 0.50% · 4.625%
HK$34,526
+HK$1,980/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,092/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,071
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,984
−HK$927/mo
Today · 4.125%
HK$35,911
baseline
▲ 0.50% · 4.625%
HK$37,804
+HK$1,893/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,822/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,427
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,436
−HK$1,025/mo
Today · 4.125%
HK$34,461
baseline
▲ 0.50% · 4.625%
HK$36,557
+HK$2,096/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,922/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,075
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,042
−HK$982/mo
Today · 4.125%
HK$38,024
baseline
▲ 0.50% · 4.625%
HK$40,028
+HK$2,004/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,048/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,014 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).