▼ 0.50% · 3.625%
HK$20,930
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,581
−HK$662/mo
Today · 4.125%
HK$22,243
baseline
▲ 0.50% · 4.625%
HK$23,596
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,486/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,285
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,909
−HK$634/mo
Today · 4.125%
HK$24,543
baseline
▲ 0.50% · 4.625%
HK$25,836
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,086/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,023
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,739
−HK$728/mo
Today · 4.125%
HK$24,467
baseline
▲ 0.50% · 4.625%
HK$25,956
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,934/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,613
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,300
−HK$697/mo
Today · 4.125%
HK$26,997
baseline
▲ 0.50% · 4.625%
HK$28,420
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,994/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,897
−HK$794/mo
Today · 4.125%
HK$26,691
baseline
▲ 0.50% · 4.625%
HK$28,315
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,382/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,942
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$760/mo
Today · 4.125%
HK$29,451
baseline
▲ 0.50% · 4.625%
HK$31,004
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,902/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,209
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,056
−HK$859/mo
Today · 4.125%
HK$28,915
baseline
▲ 0.50% · 4.625%
HK$30,675
+HK$1,760/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,830/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,270
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,082
−HK$823/mo
Today · 4.125%
HK$31,905
baseline
▲ 0.50% · 4.625%
HK$33,587
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,810/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,302
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,214
−HK$926/mo
Today · 4.125%
HK$31,140
baseline
▲ 0.50% · 4.625%
HK$33,035
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,280/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,598
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,473
−HK$887/mo
Today · 4.125%
HK$34,360
baseline
▲ 0.50% · 4.625%
HK$36,171
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,720/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,395
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,372
−HK$992/mo
Today · 4.125%
HK$33,364
baseline
▲ 0.50% · 4.625%
HK$35,394
+HK$2,030/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,728/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,927
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,864
−HK$950/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$38,754
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,488
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,530
−HK$1,058/mo
Today · 4.125%
HK$35,588
baseline
▲ 0.50% · 4.625%
HK$37,754
+HK$2,166/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,176/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,255
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,255
−HK$1,013/mo
Today · 4.125%
HK$39,268
baseline
▲ 0.50% · 4.625%
HK$41,338
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,536/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,581
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,688
−HK$1,125/mo
Today · 4.125%
HK$37,813
baseline
▲ 0.50% · 4.625%
HK$40,113
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,626/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,584
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,645
−HK$1,077/mo
Today · 4.125%
HK$41,722
baseline
▲ 0.50% · 4.625%
HK$43,922
+HK$2,200/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,444/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,674
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,846
−HK$1,191/mo
Today · 4.125%
HK$40,037
baseline
▲ 0.50% · 4.625%
HK$42,473
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,074/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,912
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,036
−HK$1,141/mo
Today · 4.125%
HK$44,177
baseline
▲ 0.50% · 4.625%
HK$46,505
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,354/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).