▼ 0.50% · 3.625%
HK$18,517
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,093
−HK$586/mo
Today · 4.125%
HK$19,679
baseline
▲ 0.50% · 4.625%
HK$20,876
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,358/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,600
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,153
−HK$560/mo
Today · 4.125%
HK$21,713
baseline
▲ 0.50% · 4.625%
HK$22,858
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,426/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,369
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,003
−HK$643/mo
Today · 4.125%
HK$21,646
baseline
▲ 0.50% · 4.625%
HK$22,964
+HK$1,318/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$43,292/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,660
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,268
−HK$617/mo
Today · 4.125%
HK$23,885
baseline
▲ 0.50% · 4.625%
HK$25,144
+HK$1,259/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$47,770/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,221
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$702/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$25,051
+HK$1,437/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,383
−HK$673/mo
Today · 4.125%
HK$26,056
baseline
▲ 0.50% · 4.625%
HK$27,429
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,112/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$761/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,557/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,780
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$728/mo
Today · 4.125%
HK$28,227
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,488/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,454/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,924
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,731
−HK$819/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,226
+HK$1,676/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,614
−HK$785/mo
Today · 4.125%
HK$30,399
baseline
▲ 0.50% · 4.625%
HK$32,001
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$60,798/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,776
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,640
−HK$878/mo
Today · 4.125%
HK$29,518
baseline
▲ 0.50% · 4.625%
HK$31,314
+HK$1,796/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,036/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,901
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,729
−HK$841/mo
Today · 4.125%
HK$32,570
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,717/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,140/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,628
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$937/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,402
+HK$1,916/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,961
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,845
−HK$896/mo
Today · 4.125%
HK$34,741
baseline
▲ 0.50% · 4.625%
HK$36,573
+HK$1,832/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$69,482/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,479
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,459
−HK$995/mo
Today · 4.125%
HK$33,454
baseline
▲ 0.50% · 4.625%
HK$35,489
+HK$2,035/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,908/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,021
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,960
−HK$953/mo
Today · 4.125%
HK$36,913
baseline
▲ 0.50% · 4.625%
HK$38,858
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,826/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,331
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,368
−HK$1,053/mo
Today · 4.125%
HK$35,421
baseline
▲ 0.50% · 4.625%
HK$37,577
+HK$2,156/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,842/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,081
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,075
−HK$1,009/mo
Today · 4.125%
HK$39,084
baseline
▲ 0.50% · 4.625%
HK$41,144
+HK$2,060/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,168/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,622 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).