▼ 0.50% · 3.625%
HK$22,583
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,286
−HK$713/mo
Today · 4.125%
HK$23,999
baseline
▲ 0.50% · 4.625%
HK$25,460
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,998/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,124
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,797
−HK$684/mo
Today · 4.125%
HK$26,481
baseline
▲ 0.50% · 4.625%
HK$27,877
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,962/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,842
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,614
−HK$785/mo
Today · 4.125%
HK$26,399
baseline
▲ 0.50% · 4.625%
HK$28,006
+HK$1,607/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,798/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,636
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,377
−HK$752/mo
Today · 4.125%
HK$29,129
baseline
▲ 0.50% · 4.625%
HK$30,665
+HK$1,536/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,258/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,100
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,943
−HK$856/mo
Today · 4.125%
HK$28,799
baseline
▲ 0.50% · 4.625%
HK$30,552
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,598/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,148
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,957
−HK$820/mo
Today · 4.125%
HK$31,777
baseline
▲ 0.50% · 4.625%
HK$33,452
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,554/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,358
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,271
−HK$928/mo
Today · 4.125%
HK$31,199
baseline
▲ 0.50% · 4.625%
HK$33,098
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,398/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,661
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,537
−HK$888/mo
Today · 4.125%
HK$34,425
baseline
▲ 0.50% · 4.625%
HK$36,240
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,850/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,617
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$999/mo
Today · 4.125%
HK$33,599
baseline
▲ 0.50% · 4.625%
HK$35,644
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,198/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,173
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,116
−HK$957/mo
Today · 4.125%
HK$37,073
baseline
▲ 0.50% · 4.625%
HK$39,028
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,146/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,875
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,929
−HK$1,070/mo
Today · 4.125%
HK$35,999
baseline
▲ 0.50% · 4.625%
HK$38,190
+HK$2,191/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$71,998/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,696
−HK$1,026/mo
Today · 4.125%
HK$39,722
baseline
▲ 0.50% · 4.625%
HK$41,815
+HK$2,093/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,444/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,133
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,257
−HK$1,142/mo
Today · 4.125%
HK$38,399
baseline
▲ 0.50% · 4.625%
HK$40,736
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,798/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,198
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,276
−HK$1,094/mo
Today · 4.125%
HK$42,370
baseline
▲ 0.50% · 4.625%
HK$44,603
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,740/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,392
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,586
−HK$1,213/mo
Today · 4.125%
HK$40,799
baseline
▲ 0.50% · 4.625%
HK$43,282
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,598/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,710
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,856
−HK$1,162/mo
Today · 4.125%
HK$45,018
baseline
▲ 0.50% · 4.625%
HK$47,391
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,036/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,650
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,914
−HK$1,285/mo
Today · 4.125%
HK$43,199
baseline
▲ 0.50% · 4.625%
HK$45,828
+HK$2,629/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,398/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,223
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,435
−HK$1,231/mo
Today · 4.125%
HK$47,666
baseline
▲ 0.50% · 4.625%
HK$50,178
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,332/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).