▼ 0.50% · 3.625%
HK$22,358
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,053
−HK$707/mo
Today · 4.125%
HK$23,760
baseline
▲ 0.50% · 4.625%
HK$25,205
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,520/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,873
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,540
−HK$676/mo
Today · 4.125%
HK$26,216
baseline
▲ 0.50% · 4.625%
HK$27,598
+HK$1,382/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,432/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,593
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,358
−HK$778/mo
Today · 4.125%
HK$26,136
baseline
▲ 0.50% · 4.625%
HK$27,726
+HK$1,590/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,272/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,360
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,094
−HK$744/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,358
+HK$1,520/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,829
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,664
−HK$848/mo
Today · 4.125%
HK$28,512
baseline
▲ 0.50% · 4.625%
HK$30,246
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$57,024/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,847
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,648
−HK$812/mo
Today · 4.125%
HK$31,460
baseline
▲ 0.50% · 4.625%
HK$33,118
+HK$1,658/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,920/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,065
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,969
−HK$919/mo
Today · 4.125%
HK$30,888
baseline
▲ 0.50% · 4.625%
HK$32,767
+HK$1,879/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,776/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,334
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,202
−HK$879/mo
Today · 4.125%
HK$34,081
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$1,797/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,162/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,301
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,274
−HK$990/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,288
+HK$2,024/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,822
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,756
−HK$947/mo
Today · 4.125%
HK$36,703
baseline
▲ 0.50% · 4.625%
HK$38,638
+HK$1,935/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,406/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,536
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,580
−HK$1,060/mo
Today · 4.125%
HK$35,640
baseline
▲ 0.50% · 4.625%
HK$37,808
+HK$2,168/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,280/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,309
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,310
−HK$1,015/mo
Today · 4.125%
HK$39,325
baseline
▲ 0.50% · 4.625%
HK$41,398
+HK$2,073/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,650/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,772
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,885
−HK$1,130/mo
Today · 4.125%
HK$38,015
baseline
▲ 0.50% · 4.625%
HK$40,329
+HK$2,314/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$76,030/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,796
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,864
−HK$1,082/mo
Today · 4.125%
HK$41,946
baseline
▲ 0.50% · 4.625%
HK$44,157
+HK$2,211/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,892/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,008
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,190
−HK$1,201/mo
Today · 4.125%
HK$40,391
baseline
▲ 0.50% · 4.625%
HK$42,849
+HK$2,458/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,782/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,284
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,418
−HK$1,150/mo
Today · 4.125%
HK$44,568
baseline
▲ 0.50% · 4.625%
HK$46,917
+HK$2,349/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,136/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,244
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,496
−HK$1,271/mo
Today · 4.125%
HK$42,767
baseline
▲ 0.50% · 4.625%
HK$45,370
+HK$2,603/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,534/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,771
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,972
−HK$1,218/mo
Today · 4.125%
HK$47,190
baseline
▲ 0.50% · 4.625%
HK$49,677
+HK$2,487/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,380/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,489 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).