▼ 0.50% · 3.625%
HK$22,328
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,023
−HK$705/mo
Today · 4.125%
HK$23,728
baseline
▲ 0.50% · 4.625%
HK$25,172
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,456/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,840
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,506
−HK$676/mo
Today · 4.125%
HK$26,182
baseline
▲ 0.50% · 4.625%
HK$27,562
+HK$1,380/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,364/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,561
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,325
−HK$776/mo
Today · 4.125%
HK$26,101
baseline
▲ 0.50% · 4.625%
HK$27,689
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,202/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,324
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,057
−HK$743/mo
Today · 4.125%
HK$28,800
baseline
▲ 0.50% · 4.625%
HK$30,318
+HK$1,518/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,600/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,794
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,627
−HK$847/mo
Today · 4.125%
HK$28,474
baseline
▲ 0.50% · 4.625%
HK$30,206
+HK$1,732/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,948/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,808
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,607
−HK$811/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,074
+HK$1,656/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,026
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,929
−HK$918/mo
Today · 4.125%
HK$30,847
baseline
▲ 0.50% · 4.625%
HK$32,724
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,694/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,292
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,158
−HK$878/mo
Today · 4.125%
HK$34,036
baseline
▲ 0.50% · 4.625%
HK$35,830
+HK$1,794/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,072/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,259
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$988/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$2,021/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$946/mo
Today · 4.125%
HK$36,654
baseline
▲ 0.50% · 4.625%
HK$38,587
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,308/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,492
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,534
−HK$1,058/mo
Today · 4.125%
HK$35,592
baseline
▲ 0.50% · 4.625%
HK$37,758
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,184/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,260
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,259
−HK$1,014/mo
Today · 4.125%
HK$39,273
baseline
▲ 0.50% · 4.625%
HK$41,343
+HK$2,070/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,546/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,725
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,836
−HK$1,129/mo
Today · 4.125%
HK$37,965
baseline
▲ 0.50% · 4.625%
HK$40,275
+HK$2,310/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,930/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,744
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,810
−HK$1,081/mo
Today · 4.125%
HK$41,891
baseline
▲ 0.50% · 4.625%
HK$44,099
+HK$2,208/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,782/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,958
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,138
−HK$1,200/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,792
+HK$2,454/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,228
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,360
−HK$1,149/mo
Today · 4.125%
HK$44,509
baseline
▲ 0.50% · 4.625%
HK$46,855
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$89,018/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,191
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,441
−HK$1,270/mo
Today · 4.125%
HK$42,711
baseline
▲ 0.50% · 4.625%
HK$45,310
+HK$2,599/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,422/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,712
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,911
−HK$1,216/mo
Today · 4.125%
HK$47,127
baseline
▲ 0.50% · 4.625%
HK$49,611
+HK$2,484/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,254/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,192 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).