▼ 0.50% · 3.625%
HK$18,002
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,562
−HK$569/mo
Today · 4.125%
HK$19,131
baseline
▲ 0.50% · 4.625%
HK$20,295
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,262/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,027
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$545/mo
Today · 4.125%
HK$21,109
baseline
▲ 0.50% · 4.625%
HK$22,221
+HK$1,112/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,218/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,802
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,418
−HK$626/mo
Today · 4.125%
HK$21,044
baseline
▲ 0.50% · 4.625%
HK$22,324
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,088/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,029
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,620
−HK$600/mo
Today · 4.125%
HK$23,220
baseline
▲ 0.50% · 4.625%
HK$24,443
+HK$1,223/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,440/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,602
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,274
−HK$683/mo
Today · 4.125%
HK$22,957
baseline
▲ 0.50% · 4.625%
HK$24,354
+HK$1,397/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,914/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,032
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,677
−HK$653/mo
Today · 4.125%
HK$25,330
baseline
▲ 0.50% · 4.625%
HK$26,666
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,660/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,130
−HK$740/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,513/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,035
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,733
−HK$708/mo
Today · 4.125%
HK$27,441
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,447/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,882/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,202
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,986
−HK$797/mo
Today · 4.125%
HK$26,783
baseline
▲ 0.50% · 4.625%
HK$28,412
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,566/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,789
−HK$763/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,003
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,842
−HK$854/mo
Today · 4.125%
HK$28,696
baseline
▲ 0.50% · 4.625%
HK$30,442
+HK$1,746/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,392/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,040
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,846
−HK$817/mo
Today · 4.125%
HK$31,663
baseline
▲ 0.50% · 4.625%
HK$33,332
+HK$1,669/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,326/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,803
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,699
−HK$910/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,471
+HK$1,862/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,043
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,902
−HK$872/mo
Today · 4.125%
HK$33,774
baseline
▲ 0.50% · 4.625%
HK$35,554
+HK$1,780/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,548/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,603
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$967/mo
Today · 4.125%
HK$32,522
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,979/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,044/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,958
−HK$927/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$37,776
+HK$1,891/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,403
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,411
−HK$1,024/mo
Today · 4.125%
HK$34,435
baseline
▲ 0.50% · 4.625%
HK$36,530
+HK$2,095/mo
Deposit HK$789K · loan HK$7.11M · min. income ≈ HK$68,870/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,048
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,015
−HK$981/mo
Today · 4.125%
HK$37,996
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,002/mo
Deposit HK$789K · loan HK$7.11M · min. income ≈ HK$75,992/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).