▼ 0.50% · 3.625%
HK$18,200
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,766
−HK$575/mo
Today · 4.125%
HK$19,341
baseline
▲ 0.50% · 4.625%
HK$20,518
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,682/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,247
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,790
−HK$551/mo
Today · 4.125%
HK$21,341
baseline
▲ 0.50% · 4.625%
HK$22,466
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,682/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,020
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,643
−HK$632/mo
Today · 4.125%
HK$21,275
baseline
▲ 0.50% · 4.625%
HK$22,570
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,550/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,272
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,869
−HK$606/mo
Today · 4.125%
HK$23,475
baseline
▲ 0.50% · 4.625%
HK$24,713
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,950/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,840
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,519
−HK$691/mo
Today · 4.125%
HK$23,210
baseline
▲ 0.50% · 4.625%
HK$24,622
+HK$1,412/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,420/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,297
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$661/mo
Today · 4.125%
HK$25,609
baseline
▲ 0.50% · 4.625%
HK$26,959
+HK$1,350/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,218/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,660
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,396
−HK$748/mo
Today · 4.125%
HK$25,144
baseline
▲ 0.50% · 4.625%
HK$26,674
+HK$1,530/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,288/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,322
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,027
−HK$717/mo
Today · 4.125%
HK$27,744
baseline
▲ 0.50% · 4.625%
HK$29,206
+HK$1,462/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,488/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,480
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,273
−HK$805/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,647/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,346
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,107
−HK$771/mo
Today · 4.125%
HK$29,878
baseline
▲ 0.50% · 4.625%
HK$31,453
+HK$1,575/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$59,756/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,300
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,149
−HK$863/mo
Today · 4.125%
HK$29,012
baseline
▲ 0.50% · 4.625%
HK$30,777
+HK$1,765/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,024/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,371
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,186
−HK$826/mo
Today · 4.125%
HK$32,012
baseline
▲ 0.50% · 4.625%
HK$33,699
+HK$1,687/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,024/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,120
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,026
−HK$920/mo
Today · 4.125%
HK$30,946
baseline
▲ 0.50% · 4.625%
HK$32,829
+HK$1,883/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,892/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,396
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,265
−HK$881/mo
Today · 4.125%
HK$34,146
baseline
▲ 0.50% · 4.625%
HK$35,946
+HK$1,800/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,292/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,940
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$978/mo
Today · 4.125%
HK$32,880
baseline
▲ 0.50% · 4.625%
HK$34,881
+HK$2,001/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,760/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,420
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,344
−HK$936/mo
Today · 4.125%
HK$36,280
baseline
▲ 0.50% · 4.625%
HK$38,192
+HK$1,912/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,560/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,760
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$1,035/mo
Today · 4.125%
HK$34,814
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$2,119/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,628/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,423
−HK$991/mo
Today · 4.125%
HK$38,414
baseline
▲ 0.50% · 4.625%
HK$40,439
+HK$2,025/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,828/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,448 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).