▼ 0.50% · 3.625%
HK$21,627
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,300
−HK$683/mo
Today · 4.125%
HK$22,983
baseline
▲ 0.50% · 4.625%
HK$24,382
+HK$1,399/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,966/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,060
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,705
−HK$655/mo
Today · 4.125%
HK$25,360
baseline
▲ 0.50% · 4.625%
HK$26,697
+HK$1,337/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,720/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,790
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,530
−HK$752/mo
Today · 4.125%
HK$25,282
baseline
▲ 0.50% · 4.625%
HK$26,820
+HK$1,538/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,564/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,466
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,176
−HK$720/mo
Today · 4.125%
HK$27,896
baseline
▲ 0.50% · 4.625%
HK$29,366
+HK$1,470/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,792/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,953
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,760
−HK$820/mo
Today · 4.125%
HK$27,580
baseline
▲ 0.50% · 4.625%
HK$29,258
+HK$1,678/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,160/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,872
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,646
−HK$786/mo
Today · 4.125%
HK$30,432
baseline
▲ 0.50% · 4.625%
HK$32,036
+HK$1,604/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,864/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,115
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,990
−HK$888/mo
Today · 4.125%
HK$29,878
baseline
▲ 0.50% · 4.625%
HK$31,696
+HK$1,818/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,756/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,278
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,117
−HK$851/mo
Today · 4.125%
HK$32,968
baseline
▲ 0.50% · 4.625%
HK$34,706
+HK$1,738/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,936/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,278
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,220
−HK$957/mo
Today · 4.125%
HK$32,177
baseline
▲ 0.50% · 4.625%
HK$34,135
+HK$1,958/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,354/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,684
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,587
−HK$917/mo
Today · 4.125%
HK$35,504
baseline
▲ 0.50% · 4.625%
HK$37,375
+HK$1,871/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,008/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,441
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,450
−HK$1,025/mo
Today · 4.125%
HK$34,475
baseline
▲ 0.50% · 4.625%
HK$36,573
+HK$2,098/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,950/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,090
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,058
−HK$982/mo
Today · 4.125%
HK$38,040
baseline
▲ 0.50% · 4.625%
HK$40,045
+HK$2,005/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,080/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,603
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,680
−HK$1,093/mo
Today · 4.125%
HK$36,773
baseline
▲ 0.50% · 4.625%
HK$39,011
+HK$2,238/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,546/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,496
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,048/mo
Today · 4.125%
HK$40,576
baseline
▲ 0.50% · 4.625%
HK$42,715
+HK$2,139/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,152/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,766
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,910
−HK$1,162/mo
Today · 4.125%
HK$39,072
baseline
▲ 0.50% · 4.625%
HK$41,449
+HK$2,377/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,144/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,902
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,999
−HK$1,113/mo
Today · 4.125%
HK$43,112
baseline
▲ 0.50% · 4.625%
HK$45,384
+HK$2,272/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,224/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,929
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,140
−HK$1,230/mo
Today · 4.125%
HK$41,370
baseline
▲ 0.50% · 4.625%
HK$43,887
+HK$2,517/mo
Deposit HK$948K · loan HK$8.54M · min. income ≈ HK$82,740/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,308
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,469
−HK$1,179/mo
Today · 4.125%
HK$45,648
baseline
▲ 0.50% · 4.625%
HK$48,054
+HK$2,406/mo
Deposit HK$948K · loan HK$8.54M · min. income ≈ HK$91,296/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).