▼ 0.50% · 3.625%
HK$18,676
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,257
−HK$591/mo
Today · 4.125%
HK$19,848
baseline
▲ 0.50% · 4.625%
HK$21,055
+HK$1,207/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,696/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,777
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,335
−HK$565/mo
Today · 4.125%
HK$21,900
baseline
▲ 0.50% · 4.625%
HK$23,054
+HK$1,154/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,800/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,544
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$649/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$23,161
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.50M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,855
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$622/mo
Today · 4.125%
HK$24,090
baseline
▲ 0.50% · 4.625%
HK$25,360
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.50M · min. income ≈ HK$48,180/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,412
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,109
−HK$708/mo
Today · 4.125%
HK$23,817
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,449/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$47,634/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,933
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,602
−HK$678/mo
Today · 4.125%
HK$26,280
baseline
▲ 0.50% · 4.625%
HK$27,665
+HK$1,385/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$52,560/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,035
−HK$767/mo
Today · 4.125%
HK$25,802
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$51,604/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,011
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,735
−HK$735/mo
Today · 4.125%
HK$28,470
baseline
▲ 0.50% · 4.625%
HK$29,971
+HK$1,501/mo
Deposit HK$2.87M · loan HK$5.32M · min. income ≈ HK$56,940/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,147
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,960
−HK$827/mo
Today · 4.125%
HK$27,787
baseline
▲ 0.50% · 4.625%
HK$29,477
+HK$1,690/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,574/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,088
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$792/mo
Today · 4.125%
HK$30,660
baseline
▲ 0.50% · 4.625%
HK$32,276
+HK$1,616/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,320/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,015
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,886
−HK$885/mo
Today · 4.125%
HK$29,771
baseline
▲ 0.50% · 4.625%
HK$31,583
+HK$1,812/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,542/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,166
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,002
−HK$848/mo
Today · 4.125%
HK$32,850
baseline
▲ 0.50% · 4.625%
HK$34,581
+HK$1,731/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,700/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,882
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,812
−HK$944/mo
Today · 4.125%
HK$31,756
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,512/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,244
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,135
−HK$905/mo
Today · 4.125%
HK$35,040
baseline
▲ 0.50% · 4.625%
HK$36,887
+HK$1,847/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,080/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,750
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,738
−HK$1,003/mo
Today · 4.125%
HK$33,741
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$2,053/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,482/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,322
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,269
−HK$961/mo
Today · 4.125%
HK$37,230
baseline
▲ 0.50% · 4.625%
HK$39,192
+HK$1,962/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,460/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,618
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,663
−HK$1,063/mo
Today · 4.125%
HK$35,726
baseline
▲ 0.50% · 4.625%
HK$37,900
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,452/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,399
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,018/mo
Today · 4.125%
HK$39,420
baseline
▲ 0.50% · 4.625%
HK$41,498
+HK$2,078/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,840/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,716 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).