▼ 0.50% · 3.625%
HK$20,576
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,216
−HK$651/mo
Today · 4.125%
HK$21,867
baseline
▲ 0.50% · 4.625%
HK$23,197
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,734/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,891
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,505
−HK$623/mo
Today · 4.125%
HK$24,128
baseline
▲ 0.50% · 4.625%
HK$25,399
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,256/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,634
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,338
−HK$715/mo
Today · 4.125%
HK$24,053
baseline
▲ 0.50% · 4.625%
HK$25,517
+HK$1,464/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,106/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,180
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,855
−HK$685/mo
Today · 4.125%
HK$26,540
baseline
▲ 0.50% · 4.625%
HK$27,939
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,080/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,691
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,460
−HK$780/mo
Today · 4.125%
HK$26,240
baseline
▲ 0.50% · 4.625%
HK$27,836
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,480/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,469
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,206
−HK$747/mo
Today · 4.125%
HK$28,953
baseline
▲ 0.50% · 4.625%
HK$30,479
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,906/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,749
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,581
−HK$846/mo
Today · 4.125%
HK$28,427
baseline
▲ 0.50% · 4.625%
HK$30,156
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,854/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,758
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,556
−HK$810/mo
Today · 4.125%
HK$31,366
baseline
▲ 0.50% · 4.625%
HK$33,019
+HK$1,653/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,732/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,807
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,703
−HK$910/mo
Today · 4.125%
HK$30,613
baseline
▲ 0.50% · 4.625%
HK$32,476
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,226/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,047
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,907
−HK$872/mo
Today · 4.125%
HK$33,779
baseline
▲ 0.50% · 4.625%
HK$35,559
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,558/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,864
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$976/mo
Today · 4.125%
HK$32,800
baseline
▲ 0.50% · 4.625%
HK$34,796
+HK$1,996/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,600/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,336
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,257
−HK$934/mo
Today · 4.125%
HK$36,191
baseline
▲ 0.50% · 4.625%
HK$38,099
+HK$1,908/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,382/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,922
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,946
−HK$1,040/mo
Today · 4.125%
HK$34,986
baseline
▲ 0.50% · 4.625%
HK$37,115
+HK$2,129/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,972/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,625
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$996/mo
Today · 4.125%
HK$38,604
baseline
▲ 0.50% · 4.625%
HK$40,639
+HK$2,035/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,208/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,068
−HK$1,105/mo
Today · 4.125%
HK$37,173
baseline
▲ 0.50% · 4.625%
HK$39,435
+HK$2,262/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,346/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,914
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,958
−HK$1,059/mo
Today · 4.125%
HK$41,017
baseline
▲ 0.50% · 4.625%
HK$43,179
+HK$2,162/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,034/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,037
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,189
−HK$1,171/mo
Today · 4.125%
HK$39,360
baseline
▲ 0.50% · 4.625%
HK$41,755
+HK$2,395/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,720/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,204
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,309
−HK$1,121/mo
Today · 4.125%
HK$43,430
baseline
▲ 0.50% · 4.625%
HK$45,719
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,860/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).