▼ 0.50% · 3.625%
HK$18,604
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,183
−HK$588/mo
Today · 4.125%
HK$19,771
baseline
▲ 0.50% · 4.625%
HK$20,974
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,542/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,697
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,252
−HK$563/mo
Today · 4.125%
HK$21,815
baseline
▲ 0.50% · 4.625%
HK$22,965
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,630/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,465
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,101
−HK$647/mo
Today · 4.125%
HK$21,748
baseline
▲ 0.50% · 4.625%
HK$23,071
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,496/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,767
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,377
−HK$620/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,262
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,325
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$706/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,502
−HK$676/mo
Today · 4.125%
HK$26,178
baseline
▲ 0.50% · 4.625%
HK$27,558
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,356/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,185
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,938
−HK$764/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,266
+HK$1,564/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,628
−HK$732/mo
Today · 4.125%
HK$28,360
baseline
▲ 0.50% · 4.625%
HK$29,855
+HK$1,495/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,720/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,046
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,856
−HK$823/mo
Today · 4.125%
HK$27,679
baseline
▲ 0.50% · 4.625%
HK$29,363
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,358/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,976
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,753
−HK$788/mo
Today · 4.125%
HK$30,541
baseline
▲ 0.50% · 4.625%
HK$32,151
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,082/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,906
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,774
−HK$882/mo
Today · 4.125%
HK$29,656
baseline
▲ 0.50% · 4.625%
HK$31,461
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,312/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,045
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,878
−HK$845/mo
Today · 4.125%
HK$32,723
baseline
▲ 0.50% · 4.625%
HK$34,448
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,446/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,767
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,693
−HK$940/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,558
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,115
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$901/mo
Today · 4.125%
HK$34,904
baseline
▲ 0.50% · 4.625%
HK$36,744
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,808/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,627
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,611
−HK$999/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,656
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,185
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,128
−HK$958/mo
Today · 4.125%
HK$37,086
baseline
▲ 0.50% · 4.625%
HK$39,041
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,172/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,488
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,529
−HK$1,058/mo
Today · 4.125%
HK$35,587
baseline
▲ 0.50% · 4.625%
HK$37,753
+HK$2,166/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,174/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,255
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,254
−HK$1,013/mo
Today · 4.125%
HK$39,267
baseline
▲ 0.50% · 4.625%
HK$41,337
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,534/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,765 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).