▼ 0.50% · 3.625%
HK$18,563
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,141
−HK$586/mo
Today · 4.125%
HK$19,727
baseline
▲ 0.50% · 4.625%
HK$20,928
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,454/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,651
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,205
−HK$562/mo
Today · 4.125%
HK$21,767
baseline
▲ 0.50% · 4.625%
HK$22,915
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,534/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,420
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,055
−HK$645/mo
Today · 4.125%
HK$21,700
baseline
▲ 0.50% · 4.625%
HK$23,020
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,400/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,717
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,326
−HK$618/mo
Today · 4.125%
HK$23,944
baseline
▲ 0.50% · 4.625%
HK$25,206
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,888/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,276
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,969
−HK$704/mo
Today · 4.125%
HK$23,673
baseline
▲ 0.50% · 4.625%
HK$25,113
+HK$1,440/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$47,346/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,446
−HK$675/mo
Today · 4.125%
HK$26,121
baseline
▲ 0.50% · 4.625%
HK$27,497
+HK$1,376/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$52,242/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,132
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,883
−HK$763/mo
Today · 4.125%
HK$25,646
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,292/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$730/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$29,789
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,989
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,797
−HK$821/mo
Today · 4.125%
HK$27,618
baseline
▲ 0.50% · 4.625%
HK$29,299
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,236/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,912
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,687
−HK$787/mo
Today · 4.125%
HK$30,474
baseline
▲ 0.50% · 4.625%
HK$32,080
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,948/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,845
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,711
−HK$880/mo
Today · 4.125%
HK$29,591
baseline
▲ 0.50% · 4.625%
HK$31,392
+HK$1,801/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,182/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,977
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,808
−HK$843/mo
Today · 4.125%
HK$32,651
baseline
▲ 0.50% · 4.625%
HK$34,372
+HK$1,721/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,302/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,701
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,625
−HK$939/mo
Today · 4.125%
HK$31,564
baseline
▲ 0.50% · 4.625%
HK$33,484
+HK$1,920/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,128/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,042
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,928
−HK$899/mo
Today · 4.125%
HK$34,827
baseline
▲ 0.50% · 4.625%
HK$36,663
+HK$1,836/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,654/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,539
−HK$997/mo
Today · 4.125%
HK$33,536
baseline
▲ 0.50% · 4.625%
HK$35,577
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,072/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,107
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,049
−HK$955/mo
Today · 4.125%
HK$37,004
baseline
▲ 0.50% · 4.625%
HK$38,955
+HK$1,951/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,008/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,414
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$1,056/mo
Today · 4.125%
HK$35,509
baseline
▲ 0.50% · 4.625%
HK$37,670
+HK$2,161/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$71,018/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,173
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,170
−HK$1,011/mo
Today · 4.125%
HK$39,181
baseline
▲ 0.50% · 4.625%
HK$41,246
+HK$2,065/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$78,362/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).