▼ 0.50% · 3.625%
HK$20,637
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,279
−HK$652/mo
Today · 4.125%
HK$21,931
baseline
▲ 0.50% · 4.625%
HK$23,266
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,862/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,959
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$624/mo
Today · 4.125%
HK$24,199
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,398/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,701
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,407
−HK$718/mo
Today · 4.125%
HK$24,125
baseline
▲ 0.50% · 4.625%
HK$25,592
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,250/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,255
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,932
−HK$687/mo
Today · 4.125%
HK$26,619
baseline
▲ 0.50% · 4.625%
HK$28,022
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,238/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,765
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,535
−HK$783/mo
Today · 4.125%
HK$26,318
baseline
▲ 0.50% · 4.625%
HK$27,919
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,636/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,551
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,289
−HK$750/mo
Today · 4.125%
HK$29,039
baseline
▲ 0.50% · 4.625%
HK$30,570
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,078/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,828
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,663
−HK$848/mo
Today · 4.125%
HK$28,511
baseline
▲ 0.50% · 4.625%
HK$30,246
+HK$1,735/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,022/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,846
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,647
−HK$812/mo
Today · 4.125%
HK$31,459
baseline
▲ 0.50% · 4.625%
HK$33,117
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,918/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,892
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,791
−HK$913/mo
Today · 4.125%
HK$30,704
baseline
▲ 0.50% · 4.625%
HK$32,572
+HK$1,868/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,408/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,142
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,004
−HK$875/mo
Today · 4.125%
HK$33,879
baseline
▲ 0.50% · 4.625%
HK$35,665
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,758/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,919
−HK$978/mo
Today · 4.125%
HK$32,897
baseline
▲ 0.50% · 4.625%
HK$34,899
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,794/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,438
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,362
−HK$937/mo
Today · 4.125%
HK$36,299
baseline
▲ 0.50% · 4.625%
HK$38,212
+HK$1,913/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,598/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,020
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,047
−HK$1,043/mo
Today · 4.125%
HK$35,090
baseline
▲ 0.50% · 4.625%
HK$37,225
+HK$2,135/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,180/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,734
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,719
−HK$1,000/mo
Today · 4.125%
HK$38,719
baseline
▲ 0.50% · 4.625%
HK$40,760
+HK$2,041/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,438/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,083
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,175
−HK$1,108/mo
Today · 4.125%
HK$37,283
baseline
▲ 0.50% · 4.625%
HK$39,552
+HK$2,269/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,566/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,030
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,077
−HK$1,062/mo
Today · 4.125%
HK$41,139
baseline
▲ 0.50% · 4.625%
HK$43,307
+HK$2,168/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,278/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,147
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,303
−HK$1,174/mo
Today · 4.125%
HK$39,477
baseline
▲ 0.50% · 4.625%
HK$41,879
+HK$2,402/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$78,954/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,326
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,434
−HK$1,124/mo
Today · 4.125%
HK$43,558
baseline
▲ 0.50% · 4.625%
HK$45,855
+HK$2,297/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$87,116/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,043 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).