▼ 0.50% · 3.625%
HK$19,337
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,939
−HK$611/mo
Today · 4.125%
HK$20,550
baseline
▲ 0.50% · 4.625%
HK$21,800
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,100/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,512
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,089
−HK$585/mo
Today · 4.125%
HK$22,674
baseline
▲ 0.50% · 4.625%
HK$23,870
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,348/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,271
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,932
−HK$673/mo
Today · 4.125%
HK$22,605
baseline
▲ 0.50% · 4.625%
HK$23,980
+HK$1,375/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$45,210/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,663
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,298
−HK$644/mo
Today · 4.125%
HK$24,942
baseline
▲ 0.50% · 4.625%
HK$26,257
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$49,884/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,204
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,926
−HK$734/mo
Today · 4.125%
HK$24,660
baseline
▲ 0.50% · 4.625%
HK$26,160
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,320/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,815
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$702/mo
Today · 4.125%
HK$27,209
baseline
▲ 0.50% · 4.625%
HK$28,644
+HK$1,435/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,418/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,138
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,920
−HK$795/mo
Today · 4.125%
HK$26,715
baseline
▲ 0.50% · 4.625%
HK$28,340
+HK$1,625/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,430/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,966
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,716
−HK$761/mo
Today · 4.125%
HK$29,477
baseline
▲ 0.50% · 4.625%
HK$31,031
+HK$1,554/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,954/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$855/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,520
+HK$1,751/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$819/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,418
+HK$1,674/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,006
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,908
−HK$916/mo
Today · 4.125%
HK$30,824
baseline
▲ 0.50% · 4.625%
HK$32,700
+HK$1,876/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,648/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,134
−HK$878/mo
Today · 4.125%
HK$34,012
baseline
▲ 0.50% · 4.625%
HK$35,805
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,024/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,939
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$977/mo
Today · 4.125%
HK$32,879
baseline
▲ 0.50% · 4.625%
HK$34,880
+HK$2,001/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,758/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,420
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,343
−HK$936/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,192
+HK$1,913/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,873
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,895
−HK$1,039/mo
Today · 4.125%
HK$34,934
baseline
▲ 0.50% · 4.625%
HK$37,060
+HK$2,126/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,868/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,571
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,552
−HK$995/mo
Today · 4.125%
HK$38,547
baseline
▲ 0.50% · 4.625%
HK$40,578
+HK$2,031/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,094/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,807
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,889
−HK$1,100/mo
Today · 4.125%
HK$36,989
baseline
▲ 0.50% · 4.625%
HK$39,240
+HK$2,251/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,978/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,722
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,761
−HK$1,053/mo
Today · 4.125%
HK$40,814
baseline
▲ 0.50% · 4.625%
HK$42,965
+HK$2,151/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,628/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,406 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).