▼ 0.50% · 3.625%
HK$19,492
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,098
−HK$616/mo
Today · 4.125%
HK$20,714
baseline
▲ 0.50% · 4.625%
HK$21,974
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,428/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,684
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,266
−HK$590/mo
Today · 4.125%
HK$22,856
baseline
▲ 0.50% · 4.625%
HK$24,060
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,712/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,441
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,108
−HK$677/mo
Today · 4.125%
HK$22,785
baseline
▲ 0.50% · 4.625%
HK$24,172
+HK$1,387/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,570/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,853
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$649/mo
Today · 4.125%
HK$25,141
baseline
▲ 0.50% · 4.625%
HK$26,467
+HK$1,326/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,282/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,390
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,117
−HK$740/mo
Today · 4.125%
HK$24,857
baseline
▲ 0.50% · 4.625%
HK$26,369
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,714/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,021
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,719
−HK$708/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$28,873
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,127
−HK$801/mo
Today · 4.125%
HK$26,928
baseline
▲ 0.50% · 4.625%
HK$28,567
+HK$1,639/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,856/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,189
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,945
−HK$767/mo
Today · 4.125%
HK$29,712
baseline
▲ 0.50% · 4.625%
HK$31,279
+HK$1,567/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,424/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,288
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,137
−HK$862/mo
Today · 4.125%
HK$28,999
baseline
▲ 0.50% · 4.625%
HK$30,764
+HK$1,765/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,998/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$826/mo
Today · 4.125%
HK$31,998
baseline
▲ 0.50% · 4.625%
HK$33,685
+HK$1,687/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,996/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,237
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,147
−HK$924/mo
Today · 4.125%
HK$31,071
baseline
▲ 0.50% · 4.625%
HK$32,961
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,142/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,526
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,399
−HK$885/mo
Today · 4.125%
HK$34,284
baseline
▲ 0.50% · 4.625%
HK$36,091
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,568/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,187
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,157
−HK$985/mo
Today · 4.125%
HK$33,142
baseline
▲ 0.50% · 4.625%
HK$35,159
+HK$2,017/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,284/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,695
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,625
−HK$944/mo
Today · 4.125%
HK$36,569
baseline
▲ 0.50% · 4.625%
HK$38,497
+HK$1,928/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,138/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,136
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,166
−HK$1,048/mo
Today · 4.125%
HK$35,214
baseline
▲ 0.50% · 4.625%
HK$37,356
+HK$2,142/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,428/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,863
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,852
−HK$1,003/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$40,903
+HK$2,048/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$1,109/mo
Today · 4.125%
HK$37,285
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$2,269/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$74,570/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,032
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,062/mo
Today · 4.125%
HK$41,140
baseline
▲ 0.50% · 4.625%
HK$43,309
+HK$2,169/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$82,280/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,440 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).