▼ 0.50% · 3.625%
HK$19,610
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,220
−HK$620/mo
Today · 4.125%
HK$20,840
baseline
▲ 0.50% · 4.625%
HK$22,108
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,680/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,816
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,401
−HK$594/mo
Today · 4.125%
HK$22,995
baseline
▲ 0.50% · 4.625%
HK$24,207
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,990/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,571
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$682/mo
Today · 4.125%
HK$22,924
baseline
▲ 0.50% · 4.625%
HK$24,319
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,848/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,998
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,642
−HK$652/mo
Today · 4.125%
HK$25,294
baseline
▲ 0.50% · 4.625%
HK$26,628
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,588/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,264
−HK$744/mo
Today · 4.125%
HK$25,008
baseline
▲ 0.50% · 4.625%
HK$26,530
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,016/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,180
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,882
−HK$712/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,048
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,493
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,286
−HK$806/mo
Today · 4.125%
HK$27,092
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,649/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,184/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,361
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,122
−HK$771/mo
Today · 4.125%
HK$29,893
baseline
▲ 0.50% · 4.625%
HK$31,469
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,786/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,454
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,308
−HK$868/mo
Today · 4.125%
HK$29,176
baseline
▲ 0.50% · 4.625%
HK$30,951
+HK$1,775/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,352/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,543
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,362
−HK$831/mo
Today · 4.125%
HK$32,193
baseline
▲ 0.50% · 4.625%
HK$33,890
+HK$1,697/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,386/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,416
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,330
−HK$930/mo
Today · 4.125%
HK$31,260
baseline
▲ 0.50% · 4.625%
HK$33,162
+HK$1,902/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,520/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,724
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,602
−HK$890/mo
Today · 4.125%
HK$34,492
baseline
▲ 0.50% · 4.625%
HK$36,311
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,984/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,377
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,353
−HK$991/mo
Today · 4.125%
HK$33,344
baseline
▲ 0.50% · 4.625%
HK$35,373
+HK$2,029/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,688/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,906
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,842
−HK$950/mo
Today · 4.125%
HK$36,792
baseline
▲ 0.50% · 4.625%
HK$38,731
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,584/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,338
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,375
−HK$1,053/mo
Today · 4.125%
HK$35,428
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$2,156/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,856/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,088
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,009/mo
Today · 4.125%
HK$39,091
baseline
▲ 0.50% · 4.625%
HK$41,152
+HK$2,061/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,182/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,299
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$1,115/mo
Today · 4.125%
HK$37,512
baseline
▲ 0.50% · 4.625%
HK$39,795
+HK$2,283/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,024/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,269
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,323
−HK$1,068/mo
Today · 4.125%
HK$41,391
baseline
▲ 0.50% · 4.625%
HK$43,573
+HK$2,182/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,782/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,002 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).