▼ 0.50% · 3.625%
HK$19,505
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,111
−HK$617/mo
Today · 4.125%
HK$20,728
baseline
▲ 0.50% · 4.625%
HK$21,989
+HK$1,261/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,456/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,699
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,281
−HK$590/mo
Today · 4.125%
HK$22,871
baseline
▲ 0.50% · 4.625%
HK$24,077
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,742/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,455
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,122
−HK$678/mo
Today · 4.125%
HK$22,800
baseline
▲ 0.50% · 4.625%
HK$24,188
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,600/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,869
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,509
−HK$649/mo
Today · 4.125%
HK$25,158
baseline
▲ 0.50% · 4.625%
HK$26,484
+HK$1,326/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,316/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,405
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,134
−HK$739/mo
Today · 4.125%
HK$24,873
baseline
▲ 0.50% · 4.625%
HK$26,387
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,746/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,038
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,737
−HK$708/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$28,892
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,145
−HK$801/mo
Today · 4.125%
HK$26,946
baseline
▲ 0.50% · 4.625%
HK$28,586
+HK$1,640/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,892/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,965
−HK$767/mo
Today · 4.125%
HK$29,732
baseline
▲ 0.50% · 4.625%
HK$31,299
+HK$1,567/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,464/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,306
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,156
−HK$863/mo
Today · 4.125%
HK$29,019
baseline
▲ 0.50% · 4.625%
HK$30,784
+HK$1,765/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,038/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,378
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,193
−HK$826/mo
Today · 4.125%
HK$32,019
baseline
▲ 0.50% · 4.625%
HK$33,707
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,038/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,257
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,167
−HK$925/mo
Today · 4.125%
HK$31,092
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,891/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,184/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,548
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,421
−HK$885/mo
Today · 4.125%
HK$34,306
baseline
▲ 0.50% · 4.625%
HK$36,115
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,612/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,207
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,178
−HK$986/mo
Today · 4.125%
HK$33,164
baseline
▲ 0.50% · 4.625%
HK$35,182
+HK$2,018/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,328/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,718
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,649
−HK$945/mo
Today · 4.125%
HK$36,594
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$1,928/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,188/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,158
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,189
−HK$1,048/mo
Today · 4.125%
HK$35,237
baseline
▲ 0.50% · 4.625%
HK$37,381
+HK$2,144/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,474/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,888
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,877
−HK$1,004/mo
Today · 4.125%
HK$38,881
baseline
▲ 0.50% · 4.625%
HK$40,930
+HK$2,049/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,762/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,108
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,200
−HK$1,110/mo
Today · 4.125%
HK$37,310
baseline
▲ 0.50% · 4.625%
HK$39,580
+HK$2,270/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$74,620/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,105
−HK$1,063/mo
Today · 4.125%
HK$41,168
baseline
▲ 0.50% · 4.625%
HK$43,338
+HK$2,170/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$82,336/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,611 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).