▼ 0.50% · 3.625%
HK$20,043
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,666
−HK$634/mo
Today · 4.125%
HK$21,300
baseline
▲ 0.50% · 4.625%
HK$22,596
+HK$1,296/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,600/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,298
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,896
−HK$606/mo
Today · 4.125%
HK$23,502
baseline
▲ 0.50% · 4.625%
HK$24,741
+HK$1,239/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$47,004/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,047
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,733
−HK$697/mo
Today · 4.125%
HK$23,430
baseline
▲ 0.50% · 4.625%
HK$24,855
+HK$1,425/mo
Deposit HK$3.96M · loan HK$4.83M · min. income ≈ HK$46,860/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,527
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,185
−HK$668/mo
Today · 4.125%
HK$25,853
baseline
▲ 0.50% · 4.625%
HK$27,215
+HK$1,362/mo
Deposit HK$3.96M · loan HK$4.83M · min. income ≈ HK$51,706/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,052
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,800
−HK$760/mo
Today · 4.125%
HK$25,560
baseline
▲ 0.50% · 4.625%
HK$27,115
+HK$1,555/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$51,120/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,757
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$728/mo
Today · 4.125%
HK$28,203
baseline
▲ 0.50% · 4.625%
HK$29,689
+HK$1,486/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$56,406/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,056
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,866
−HK$824/mo
Today · 4.125%
HK$27,690
baseline
▲ 0.50% · 4.625%
HK$29,375
+HK$1,685/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$55,380/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,987
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,764
−HK$789/mo
Today · 4.125%
HK$30,553
baseline
▲ 0.50% · 4.625%
HK$32,163
+HK$1,610/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$61,106/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,060
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,933
−HK$887/mo
Today · 4.125%
HK$29,820
baseline
▲ 0.50% · 4.625%
HK$31,634
+HK$1,814/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,640/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,217
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,054
−HK$849/mo
Today · 4.125%
HK$32,903
baseline
▲ 0.50% · 4.625%
HK$34,638
+HK$1,735/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,806/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,064
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,000
−HK$950/mo
Today · 4.125%
HK$31,950
baseline
▲ 0.50% · 4.625%
HK$33,894
+HK$1,944/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,900/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,446
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,343
−HK$910/mo
Today · 4.125%
HK$35,253
baseline
▲ 0.50% · 4.625%
HK$37,112
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,506/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,069
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,066
−HK$1,014/mo
Today · 4.125%
HK$34,080
baseline
▲ 0.50% · 4.625%
HK$36,153
+HK$2,073/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,160/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,676
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,633
−HK$971/mo
Today · 4.125%
HK$37,604
baseline
▲ 0.50% · 4.625%
HK$39,586
+HK$1,982/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,208/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,073
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$1,077/mo
Today · 4.125%
HK$36,210
baseline
▲ 0.50% · 4.625%
HK$38,413
+HK$2,203/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,420/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,906
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,923
−HK$1,031/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,060
+HK$2,106/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,077
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,200
−HK$1,140/mo
Today · 4.125%
HK$38,340
baseline
▲ 0.50% · 4.625%
HK$40,673
+HK$2,333/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,680/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,136
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,212
−HK$1,092/mo
Today · 4.125%
HK$42,304
baseline
▲ 0.50% · 4.625%
HK$44,534
+HK$2,230/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,608/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,694 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).