▼ 0.50% · 3.625%
HK$19,746
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,360
−HK$624/mo
Today · 4.125%
HK$20,984
baseline
▲ 0.50% · 4.625%
HK$22,261
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,968/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,967
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,556
−HK$598/mo
Today · 4.125%
HK$23,154
baseline
▲ 0.50% · 4.625%
HK$24,374
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,308/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,721
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,396
−HK$687/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,487
+HK$1,404/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,812
−HK$657/mo
Today · 4.125%
HK$25,469
baseline
▲ 0.50% · 4.625%
HK$26,812
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,938/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,695
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,432
−HK$749/mo
Today · 4.125%
HK$25,181
baseline
▲ 0.50% · 4.625%
HK$26,713
+HK$1,532/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$50,362/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,361
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$717/mo
Today · 4.125%
HK$27,785
baseline
▲ 0.50% · 4.625%
HK$29,249
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.20M · min. income ≈ HK$55,570/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,670
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,468
−HK$811/mo
Today · 4.125%
HK$27,279
baseline
▲ 0.50% · 4.625%
HK$28,939
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,558/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,557
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,323
−HK$777/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,687
+HK$1,587/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,644
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,504
−HK$874/mo
Today · 4.125%
HK$29,378
baseline
▲ 0.50% · 4.625%
HK$31,165
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,756/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,754
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,579
−HK$837/mo
Today · 4.125%
HK$32,416
baseline
▲ 0.50% · 4.625%
HK$34,124
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,832/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,619
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,540
−HK$936/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,392
+HK$1,916/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,951
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$896/mo
Today · 4.125%
HK$34,731
baseline
▲ 0.50% · 4.625%
HK$36,562
+HK$1,831/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,462/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,594
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,576
−HK$999/mo
Today · 4.125%
HK$33,575
baseline
▲ 0.50% · 4.625%
HK$35,618
+HK$2,043/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,150/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,090
−HK$956/mo
Today · 4.125%
HK$37,046
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,092/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,568
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,612
−HK$1,061/mo
Today · 4.125%
HK$35,673
baseline
▲ 0.50% · 4.625%
HK$37,844
+HK$2,171/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,346/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,344
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,346
−HK$1,016/mo
Today · 4.125%
HK$39,362
baseline
▲ 0.50% · 4.625%
HK$41,437
+HK$2,075/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,724/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,543
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,648
−HK$1,124/mo
Today · 4.125%
HK$37,772
baseline
▲ 0.50% · 4.625%
HK$40,070
+HK$2,298/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,544/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,541
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,601
−HK$1,076/mo
Today · 4.125%
HK$41,677
baseline
▲ 0.50% · 4.625%
HK$43,874
+HK$2,197/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,354/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).