▼ 0.50% · 3.625%
HK$19,738
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,352
−HK$624/mo
Today · 4.125%
HK$20,976
baseline
▲ 0.50% · 4.625%
HK$22,252
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,952/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,958
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,547
−HK$597/mo
Today · 4.125%
HK$23,144
baseline
▲ 0.50% · 4.625%
HK$24,364
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,288/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,712
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$686/mo
Today · 4.125%
HK$23,073
baseline
▲ 0.50% · 4.625%
HK$24,477
+HK$1,404/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,146/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,154
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,802
−HK$657/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$26,801
+HK$1,342/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,422
−HK$749/mo
Today · 4.125%
HK$25,171
baseline
▲ 0.50% · 4.625%
HK$26,702
+HK$1,531/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,342/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,350
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,056
−HK$717/mo
Today · 4.125%
HK$27,773
baseline
▲ 0.50% · 4.625%
HK$29,237
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,546/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,659
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,457
−HK$811/mo
Today · 4.125%
HK$27,268
baseline
▲ 0.50% · 4.625%
HK$28,927
+HK$1,659/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,536/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,546
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,311
−HK$777/mo
Today · 4.125%
HK$30,088
baseline
▲ 0.50% · 4.625%
HK$31,674
+HK$1,586/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,176/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,633
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,493
−HK$873/mo
Today · 4.125%
HK$29,366
baseline
▲ 0.50% · 4.625%
HK$31,153
+HK$1,787/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,732/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,741
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,566
−HK$836/mo
Today · 4.125%
HK$32,402
baseline
▲ 0.50% · 4.625%
HK$34,110
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,804/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,607
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,528
−HK$935/mo
Today · 4.125%
HK$31,463
baseline
▲ 0.50% · 4.625%
HK$33,378
+HK$1,915/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,926/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,937
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,821
−HK$896/mo
Today · 4.125%
HK$34,717
baseline
▲ 0.50% · 4.625%
HK$36,547
+HK$1,830/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,434/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,581
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$998/mo
Today · 4.125%
HK$33,561
baseline
▲ 0.50% · 4.625%
HK$35,603
+HK$2,042/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,122/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,133
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,075
−HK$956/mo
Today · 4.125%
HK$37,031
baseline
▲ 0.50% · 4.625%
HK$38,983
+HK$1,952/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$74,062/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,554
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,598
−HK$1,060/mo
Today · 4.125%
HK$35,658
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$2,170/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,316/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,329
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,330
−HK$1,016/mo
Today · 4.125%
HK$39,346
baseline
▲ 0.50% · 4.625%
HK$41,420
+HK$2,074/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,692/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,528
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,633
−HK$1,123/mo
Today · 4.125%
HK$37,756
baseline
▲ 0.50% · 4.625%
HK$40,053
+HK$2,297/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$75,512/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,525
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,585
−HK$1,075/mo
Today · 4.125%
HK$41,660
baseline
▲ 0.50% · 4.625%
HK$43,856
+HK$2,196/mo
Deposit HK$866K · loan HK$7.79M · min. income ≈ HK$83,320/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,680 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).