▼ 0.50% · 3.625%
HK$19,605
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,215
−HK$619/mo
Today · 4.125%
HK$20,834
baseline
▲ 0.50% · 4.625%
HK$22,102
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,668/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,810
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,395
−HK$593/mo
Today · 4.125%
HK$22,988
baseline
▲ 0.50% · 4.625%
HK$24,200
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,976/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,565
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,236
−HK$681/mo
Today · 4.125%
HK$22,917
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,834/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,991
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,634
−HK$653/mo
Today · 4.125%
HK$25,287
baseline
▲ 0.50% · 4.625%
HK$26,620
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,574/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,526
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,257
−HK$744/mo
Today · 4.125%
HK$25,001
baseline
▲ 0.50% · 4.625%
HK$26,522
+HK$1,521/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,002/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,172
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,874
−HK$712/mo
Today · 4.125%
HK$27,586
baseline
▲ 0.50% · 4.625%
HK$29,040
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,172/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,486
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,279
−HK$805/mo
Today · 4.125%
HK$27,084
baseline
▲ 0.50% · 4.625%
HK$28,732
+HK$1,648/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,168/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,353
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,113
−HK$772/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,460
+HK$1,575/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,300
−HK$868/mo
Today · 4.125%
HK$29,168
baseline
▲ 0.50% · 4.625%
HK$30,942
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,336/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,534
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,353
−HK$831/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$33,880
+HK$1,696/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,407
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$929/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$33,153
+HK$1,902/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,715
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,592
−HK$891/mo
Today · 4.125%
HK$34,483
baseline
▲ 0.50% · 4.625%
HK$36,300
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,966/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,368
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,343
−HK$992/mo
Today · 4.125%
HK$33,335
baseline
▲ 0.50% · 4.625%
HK$35,363
+HK$2,028/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,670/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,896
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,832
−HK$949/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$38,720
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,328
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,365
−HK$1,053/mo
Today · 4.125%
HK$35,418
baseline
▲ 0.50% · 4.625%
HK$37,573
+HK$2,155/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,836/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,077
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,071
−HK$1,009/mo
Today · 4.125%
HK$39,080
baseline
▲ 0.50% · 4.625%
HK$41,140
+HK$2,060/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,160/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,288
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,386
−HK$1,115/mo
Today · 4.125%
HK$37,501
baseline
▲ 0.50% · 4.625%
HK$39,783
+HK$2,282/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,002/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,258
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,311
−HK$1,068/mo
Today · 4.125%
HK$41,379
baseline
▲ 0.50% · 4.625%
HK$43,560
+HK$2,181/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,758/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).